Ginny Richards
Sr. Loan Officer | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Ginny was on top of her game. She worked late in the evening to make sure I got my loan at the lowest rate. I can't thank her enough for her hard work. She made the whole process easy for me. I would highly recommend Ginny to anyone that needs...
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Ginny is very knowledgeable and helpful. She is friendly and easy to speak with.
Ginny made the entire process surprisingly pleasant. She was always available with any questions or concerns we had. I was also very pleased with how upfront and honest she was with the information she presented.
Ginny is very open and honest about explaining how everything works. She always got back to us promptly and kept us informed.
Kept us informed all the way through the process and answered any questions we had.
Amazing experience!!
Ginny is extremely knowledgeable, confidential, prompt, and professional. I will recommend her to everyone.
Ginny helped navigate my loan to make it the absolute best I could have received. She is on-point always and easy to understand. Her timely and effective efforts made all the difference in my successful purchase of a home!
Great communication! For a first time homebuyer it was very comforting to have someone on your side that is very informational.
Ginny's professionalism and customer service is unsurpassed! I will never look to anyone else to help me with my real estate financing needs - she makes the process as painless as is humanly possible. Thank you Stearns, you have a star in your...
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Ginny is the best in the business! This i know!
She takes a vested interest in her clients and makes the process a great one.
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.