Ginny Richards
Sr. Loan Officer | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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This was our second transaction with Ginny, and just like the first she was exceptional! She is very good at her job. Within hours she had us locked into a lower interest rate and had our loan terms set up. Within 30 days we were closed on...
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Ginny has great communication and was so quick to give status updates and respond to our questions or concerns. This is our second time working with her and she makes the process so easy and understandable...! I highly recommend her services...!...
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As a first-time home buyer it was very important for me to work with a loan officer who explained all the steps carefully and repeatedly, and who was willing to answer my many questions. Ginny was very responsive whenever I had a question or...
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Ginny was great every step of the way! She always got things done ahead of time and kept me in the loop with everything that was happening. She went above and beyond to get our transaction done. I couldn’t be happier.
This my first experience in obtaining financing for the purchase of a home. I was so pleased with the entire process as I began the initial request for a loan to the final approval of the loan. Ginny Richards took me through the process in...
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Very helpful! If we had a question, Ginny was right there with an answer, no waiting!!
Ginny was great to work with kept us up to date on progress and got it done in a very timely matter.
Ginny has always been very transparent with our family. Holding our hands when we needed it and walking us through each step. She answered all of our questions. If we asked something she didn't know she said " I don't know" but then would find...
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Ginny is always so helpful and friendly!
Very effective and efficient at securing my financing. Excellent support through the entire process and great job of keeping me updated as I went through the process. A really great experience all around.
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.