Ginny Richards
Sr. Loan Officer | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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I know I can count on Ginny to look out for my best interests. She is knowledgeable and diligent and probably the most organized lender in the business.
Ginny is absolutely fantastic! This is the third transaction we’ve used her for both refinance and home loan! She is on it! She locked us in with a killer rate and got everything funded closed on time! I would HIGHLY recommend Ginny and Stearns...
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Ginny was top notch! She is on it!!! Everything went smooth from the start and she locked us in with a fantastic rate! I wish I could give her 500 stars! Highly recommend her for anyone looking for a Home loan or refinance, we are life customers!...
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Ginny is on top of everything! It was rare that we had a question she could not answer. I would recommend her services to anyone!
Have used Jenny twice now and continue to use her for future business. Nothing but great service and advice.
VERY personal attention. Ginny goes above and beyond for people during a very stressful process.
Ginny was amazing! Did everything she could to make things fast and smooth for us. She gave great advice and really took great care of us during the whole process. She is great!
Ginny made the process of refinancing such a breeze and she was readily available for any questions I had.
This is my second time working with Ginny and she is amazing!!! She answered any question I had in a way I would understand:). She made the whole process easy. I would, and have, recommend Ginny to any one trying to finance or refinance a home....
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.