Ginny Richards
Sr. Loan Officer | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Made it simple
Ginny is amazing on all levels! My refi was fast and easy! Thank you so much for all your hard work!
Ginny Richards has received a review with 5 star rating from Sarah “
Ginny is so knowledgeable in her field that she effortlessly guides you through this confusing experience. She's friendly, personable and makes this process comfortable and easy for the buyer!
Her communicating with us
Very helpful. Good advice. Got the job done quickly during tough times. Returned calls with concise instructions. Great attitude easy to converse with
Ginny Richards has received a review with 5 star rating from Cayo A
Ginny is always a pleasure to work with. She is quick to respond to questions and is ALWAYS clear in her response. She never minds answering the same question again and again. We highly recommend Ginny Richards and Stearns Lending!
Ginny and her team worked hard to process our loan fast and efficiently despite a few unusual circumstances in our home purchase. Thanks to some quick thinking on her end, we were able to close on time ... I truly don’t think we could have...
read more
Ginny was amazing. She is very efficient and on the ball. She clearly communicated each step with me to ensure she had everything needed to get my loan processed . We closed earlier than expected which I really appreciated. Thank you Ginny!
191–200 of 383
About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.