Ginny Richards
Sr. Loan Officer | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Ginny worked hard to make this loan happen. We had a few obstacles to overcome and she was persistent in helping us achieve our goal. Many thanks to her!
Ginny is a sharp woman, always helpful to explain the details involved in the process and just a joy to talk with. I will always refer her to friends for her fine service !! Extremely knowledgeable and informative !! Thank you Ginny for everything...
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Ginny Richards has received a review with 5 star rating from Dallana N
She made the process easier to understand & was very helpful.
Very helpful and made things easy to understand as a first time buyer.
Helped us dig for some of the info we needed. Kept us on time and on track.
Ginny goes above and beyond in her customer service. She makes you feel valued and important. This was my second transaction with her and the service she provided was excellent both times. I would definitely trust her again! Ginny makes you...
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She is very knowledge able and really works to help you out. We have bern with Ginny for years and would not trust anyone else. She's he best!
Ginny was very helpful through our entire process. She was thorough and walked us through all of our options to determine what was best for us. She was available throughout the entire process and promptly responded to any questions we had.
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Having Ginny with us every step of the way made the process so easy.she was very knowledgeable, and so nice!
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.