Ginny Richards
Producing Branch Manager | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Ginny is a mortgage genius. She answered all my questions and always made me feel comfortable. Definitely will recommend her to anyone who asks.
Ginny has excellent communication skills, takes the client thru the process and always is on top of the loan process. I highly recommend her if you want a smooth process! She has years of experience.
Ginny Richards was usually immediately available for any questions I had throughout the entire process. It felt like she genuinely cared. I still feel like I could contact her, even beyond the closing, with any questions I may have. My realtor...
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Ginny is hands down the best!
Ginny always went the extra for us. She was very professional and always was explaining the process. I would recommend everyone to her. She is simply the best of the best and it was a pleasure to work with her. Your company is very lucky to...
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By far the easiest loan process I've experienced. My loan had a few extra steps that were required, Ginny made it as easy as could be.
Ginny Richards is one of the best loan agents that I have ever worked with. She's very knowledgeable, great service and always communicates with the buyers and real estate agents.
Glenys S
xinwen chen
Ginny guided us at every step. She is very knowledgable and professional. Because of this, she kept us calm even when we were having issues during the process. This was a great experience!
Ginny is very knowledgeable and thorough. Made the process simple! Highly recommend her and will use her for all my loans in the future.
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.