Ginny Richards
Sr. Loan Officer | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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By far the easiest loan process I've experienced. My loan had a few extra steps that were required, Ginny made it as easy as could be.
Ginny Richards is one of the best loan agents that I have ever worked with. She's very knowledgeable, great service and always communicates with the buyers and real estate agents.
Glenys S
xinwen chen
Ginny guided us at every step. She is very knowledgable and professional. Because of this, she kept us calm even when we were having issues during the process. This was a great experience!
Ginny is very knowledgeable and thorough. Made the process simple! Highly recommend her and will use her for all my loans in the future.
She was prepared and forward thinking. Her ability to break down information was helpful when she talked through our concerns. This is our second time working with Ginny and each time we’ve had the upmost experience. She comes highly recommended....
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Ginny was amazing. As a first-time home buyer, I was frequently out of my depth, but Ginny always was there to help and explain everything in a way that made it easy to understand. Couldn't have gone through this process without her.
Ginny Is Awesome!
Ginny helped us through a difficult buyout. She guided us for or over two years until we were actually ready for the loan process. Any questions we had she was always available, big or small. Her expertise helped us navigate through it all....
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Reply from Ginny Richards NMLS 330735, Sr Loan...
July 24th, 2021 02:04 AM
Thank you Stephanie, it was my pleasure to assist you 🤗
Superior communication, experience and knowledge about the process. Friendly and caring. Very enjoyable to work with.
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.