Ginny Richards
Sr. Loan Officer | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Ginny's professionalism, and in-depth knowledge of all loan aspects made this a worry free process. We ended up closing to our desired terms and a full week prior to the expected closing date. I would highly recommend Ginny to anyone considering...
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S. Hart. The process was earless and painless. We closed early and have never experienced a transaction as smooth as this one. I come from a history of real estate and financing, this blew my mind how great it went. Thank you Ginny, you’re...
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Ginny took the loan process, explained it in detail, was in contact and created a wonderful experience! I will recommend her to anyone looking to purchase a home.
Ginny saved the day!
Ginny helped us with buying our first home a little over 2 years ago and it was a no brainer that she was our go to when we had outgrown it. She is knowledgable and a great communicator which made everything extremely smooth. She will always...
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Ginny is a mortgage genius. She answered all my questions and always made me feel comfortable. Definitely will recommend her to anyone who asks.
Ginny has excellent communication skills, takes the client thru the process and always is on top of the loan process. I highly recommend her if you want a smooth process! She has years of experience.
Ginny Richards was usually immediately available for any questions I had throughout the entire process. It felt like she genuinely cared. I still feel like I could contact her, even beyond the closing, with any questions I may have. My realtor...
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Ginny is hands down the best!
Ginny always went the extra for us. She was very professional and always was explaining the process. I would recommend everyone to her. She is simply the best of the best and it was a pleasure to work with her. Your company is very lucky to...
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.