Ginny Richards
Sr. Loan Officer | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Ginny made things so much easier when it came to purchasing our new home! She answered all questions in a timely manner and guided us through the process! We can’t recommend Ginny enough!
Ginny is amazing! She has helped me with 2 homes many years apart and has always had my best interest at heart. Nobody does it better!
Ginny is amazing! I called two lenders on a Friday afternoon and she was the only one to call back and by Saturday, I had an offer submitted. She timely, communicative, helpful and kind. I've already recommended her to a few friend.
As always, Ginny anticipated every obstacle and cleared each one before we even knew one existed. She made the transaction seamless. A complete pleasure to work with.
Ginny was amazing throughout the whole experience as a first time homebuyer! I am very grateful for all the support we receive form her! Thank you Ginny!
Ginny was great to work with and helped make the transaction smooth and enjoyable.
Ginny was wonderful to work with. She made sure that I didn't miss a single thing and that I fully understood what I was doing.
Ginny is friendly and knowledgeable. She made the process super easy. This is the second time we have used her for a home purchase over the years and I would highly recommend her her to anyone looking to purchase a home or refinance. Thanks...
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Ginny Richards is wonderful! She is helpful at every step and makes the process very smooth. I highly recommend Ginny!!!!
Ginny is very friendly, helpful and knows her stuff. Thank you for my experience.
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.