Ginny Richards
Sr. Loan Officer | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Ginny is the greatest. I was apprehensive about going with someone outside of my credit union, but Ginny's personal touch and customer service are second to none.
Ginny is knowledgeable, and takes time with the client to find the best financing that meets their needs.
Thank you so much for your professionalism and kind heart.
I HATE these surveys! I can't buy a tube of toothpaste without being asked to take a survey. That said, Ginny was great.
My only problem with Ginny was that she assumed I knew more about the whole process than I did.
Ginny is an awesome loan officer. Its why I come back to her specifically for all my mortgage needs and questions. This is my second loan I've completed with her, on 2 attempts total...Proof she's makes things happen. And proof she is worth...
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I've known Ginny for a long time, I'm impressed how much she has grown in her knowledge and willingness to help. Ginny you have my business. Thank you, Carmen Saye
Ginny was awesome!
Ginny was very patient with us as first time homebuyers. She made sure we were comfortable with what we were getting into and explained items we didn’t understand. I highly recommend her services.
Very thoughtful and communicative.
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.