

Ginny Richards
Producing Branch Manager | NMLS #330735

Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Ginny was great to work with and helped make the transaction smooth and enjoyable.
Ginny was wonderful to work with. She made sure that I didn't miss a single thing and that I fully understood what I was doing.
Ginny is friendly and knowledgeable. She made the process super easy. This is the second time we have used her for a home purchase over the years and I would highly recommend her her to anyone looking to purchase a home or refinance. Thanks...
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Ginny Richards is wonderful! She is helpful at every step and makes the process very smooth. I highly recommend Ginny!!!!
Ginny is very friendly, helpful and knows her stuff. Thank you for my experience.
Ginny is the greatest. I was apprehensive about going with someone outside of my credit union, but Ginny's personal touch and customer service are second to none.
Ginny is knowledgeable, and takes time with the client to find the best financing that meets their needs.
Thank you so much for your professionalism and kind heart.
I HATE these surveys! I can't buy a tube of toothpaste without being asked to take a survey. That said, Ginny was great.
My only problem with Ginny was that she assumed I knew more about the whole process than I did.
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.