

Ginny Richards
Producing Branch Manager | NMLS #330735

Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Ginny helped make my experience as a first time home buyer go very smooth. She took the time to walk me through every step of the process and was always there to help answer any questions. I would strongly recommend Ginny as she is an expert...
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Reply from Ginny Richards
August 24th, 2023 05:37 PM
Thank you Sachi and congratulations on your purchase. Thank you for trusting me with your home loan. If you ever need assistance, please feel free to reach out to me.
Such a pleasure! Thanks for a smooth process!
Reply from Ginny Richards
August 24th, 2023 05:36 PM
Thanks Bridget, it was a pleasure to work with you. Looking forward to the next time.
Thanks, Ginny!
Ginny was *so* wonderful to work with, especially as first time homeowners! Very timely, focused and thorough in her communication and everything she got done for us. Above and beyond. Thank you so much Ginny!
Amazing. The best. Thankful for everything Ginny did for us. Highly recommend that any and everyone works with Ginny at Kind Lending to have an exceptional experience.
Thank you so much!
Working with Ginny was great. She was always proactive with getting the required steps done in the lending process. She also explained the process thoroughly and provided materials for me to educate myself. She responded to any questions I...
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Reply from Ginny Richards
May 9th, 2023 09:05 PM
I enjoyed working with you. Thanks for the great feedback.
It's always a pleasure working with Ginny. She is knowledgeable, great with communication and stays on top of everything. When I work with Ginny I know the job will get done in a timely and efficient manner. Thanks for another smooth transaction!...
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Ginny was great to work with and can be highly recommended.
Ginny is a top lender with great communication skills.
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.