

Ginny Richards
Sr. Loan Officer | NMLS #330735

Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Thank you so much!
Working with Ginny was great. She was always proactive with getting the required steps done in the lending process. She also explained the process thoroughly and provided materials for me to educate myself. She responded to any questions I...
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Reply from Ginny Richards
May 9th, 2023 09:05 PM
I enjoyed working with you. Thanks for the great feedback.
It's always a pleasure working with Ginny. She is knowledgeable, great with communication and stays on top of everything. When I work with Ginny I know the job will get done in a timely and efficient manner. Thanks for another smooth transaction!...
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Ginny was great to work with and can be highly recommended.
Ginny is a top lender with great communication skills.
Thank you!
She is my Genie from a bottle that makes my dream comes through! Pleasant, Professional, Friendly and Great to work with; fills with Tons of experience! Speedy loan experience that I ever had!
Ginny was amazing to work with. Professional, friendly, extremely knowledgeable and worked hard to get the me best outcome for everything. I highly recommend her!
Ginny Richards is the best Senior Loan Officer in the world.
Ginny is prompt, returns phone calls an excellent lender.
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.