Ginny Richards
Sr. Loan Officer | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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She is a great loan officer. She was extremely helpful and informative in every aspect of the loan process. I would highly recommend her to friends and family.
Reply from Ginny Richards
February 9th, 2024 06:28 PM
Thank you so much for your kind words, Connor. I'm thrilled to hear that you found our loan process to be helpful and informative. At Kind Lending, we strive to provide our clients with the best service possible and your recommendation means...
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Ginny was so helpful, patient, nice and wonderful to work with! We knew nothing about buying a home and she supported us the whole way! Definitely will recommend to friends!
Reply from Ginny Richards
October 24th, 2024 08:39 PM
I'm thrilled to hear you had a positive experience, Megan! It was a pleasure guiding you through the home buying process, and I'm glad I could make it easier for you. Your kind words mean a lot to me and the entire team at Kind Lending. Don't...
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Ginny has been amazing throughout.She kept us informed, was always very prompt and reachable, and clearly knowledgeable.On top of all of that, she went above and beyond troubleshooting a unique problem with my credit check:The soft credit check...
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Reply from Ginny Richards
November 8th, 2023 05:16 PM
Thank you, Jordan! It was my pleasure to assist you and get you the best possible loan and terms. If you need anything, please feel free to reach out to me. I can help!
Ginny was excellent. She really helped us figure out which type of loan was correct for us and coached and guided us through the entire process. I would highly recommend Ginny and will use her again in the future.
Reply from Ginny Richards
October 3rd, 2023 04:00 PM
Thank you so much Ian! It was my pleasure to assist you in your home loan needs.
I highly recommend Ginny from Kind Lending. She made the home buying process easy and comfortable. She took the time to walk me through each step and was always there to answer any of my questions.
Ginny helped make my experience as a first time home buyer go very smooth. She took the time to walk me through every step of the process and was always there to help answer any questions. I would strongly recommend Ginny as she is an expert...
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Reply from Ginny Richards
August 24th, 2023 05:37 PM
Thank you Sachi and congratulations on your purchase. Thank you for trusting me with your home loan. If you ever need assistance, please feel free to reach out to me.
Such a pleasure! Thanks for a smooth process!
Reply from Ginny Richards
August 24th, 2023 05:36 PM
Thanks Bridget, it was a pleasure to work with you. Looking forward to the next time.
Thanks, Ginny!
Ginny was *so* wonderful to work with, especially as first time homeowners! Very timely, focused and thorough in her communication and everything she got done for us. Above and beyond. Thank you so much Ginny!
Amazing. The best. Thankful for everything Ginny did for us. Highly recommend that any and everyone works with Ginny at Kind Lending to have an exceptional experience.
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.