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Ginny Richards - Producing Branch Manager  |  NMLS #330735 in Ukiah, CA

Ginny Richards

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Producing Branch Manager | NMLS #330735

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Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time. She ... Show More
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5 Star
98%
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1%
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Reviews from Web
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    Robert B
    Cloverdale, CA
    Posted on April 24th, 2024 01:12 PM
    Ginny was amazing!! We’ve been through a lot of loan transactions over the years and this was by far the easiest and most enjoyable experience we have ever been through!!
    Reply from Ginny Richards
    April 24th, 2024 06:36 PM
    Thank you so much for your kind words, Robert. I am thrilled to hear that your experience with Kind Lending was enjoyable and effortless. That's exactly the level of service we strive to provide. It was a pleasure assisting you with your home...
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    Melissa B
    Cloverdale, CA
    Posted on April 23rd, 2024 09:34 PM
    Ginny Richards was great. She explained everything very clear.
    Reply from Ginny Richards
    April 23rd, 2024 09:50 PM
    It's always my goal at Kind Lending to ensure clients fully understand the details of their loans. Thank you for your positive review and rating. It was a pleasure assisting you with your home loan. Don't hesitate to reach out if you have any...
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    Alex M
    Ukiah, CA
    Posted on March 14th, 2024 06:11 PM
    Ginny once again pulls out all the stops to make yet another deal happen!
    Reply from Ginny Richards
    March 14th, 2024 06:16 PM
    It's always a pleasure to assist you and I'm thrilled to know my efforts are appreciated. At Kind Lending, we strive to ensure every deal is as seamless as possible for our valued customers. Thank you for your fantastic 5-star review. Looking...
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    Rosamaria E
    Ukiah, CA
    Posted on March 14th, 2024 03:48 PM
    Ginny was absolutely amazing throughout this process. She was always available to answer questions and gave us all of the information we needed to make informed decisions. She is truly the best!
    Reply from Ginny Richards
    March 14th, 2024 05:42 PM
    I'm overjoyed to hear that you found the process seamless and informative, Rosamaria. Your kind words and the 5-star rating mean a lot to me. Here at Kind Lending, our primary aim is to make sure our customers feel supported and knowledgeable...
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    Eva L
    Little River, California
    Posted on February 27th, 2024 09:50 PM
    Ginny was so helpful, professional, and knowledgable. She worked very hard on my behalf, stayed in constant communication, and patiently explained every step of the process. I can not speak highly enough of her!
    Reply from Ginny Richards
    February 27th, 2024 09:54 PM
    Thank you so much for your kind words, Eva. I'm thrilled to hear that you had a positive experience with your refinance. Communication is a cornerstone of my customer service philosophy and it's wonderful to hear that it made a difference for...
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    Connor B
    Ukiah, California
    Posted on February 9th, 2024 06:16 PM
    She is a great loan officer. She was extremely helpful and informative in every aspect of the loan process. I would highly recommend her to friends and family.
    Reply from Ginny Richards
    February 9th, 2024 06:28 PM
    Thank you so much for your kind words, Connor. I'm thrilled to hear that you found our loan process to be helpful and informative. At Kind Lending, we strive to provide our clients with the best service possible and your recommendation means...
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    Megan W
    Ukiah, CA
    Posted on November 11th, 2023 04:36 PM
    Ginny was so helpful, patient, nice and wonderful to work with! We knew nothing about buying a home and she supported us the whole way! Definitely will recommend to friends!
    Reply from Ginny Richards
    October 24th, 2024 08:39 PM
    I'm thrilled to hear you had a positive experience, Megan! It was a pleasure guiding you through the home buying process, and I'm glad I could make it easier for you. Your kind words mean a lot to me and the entire team at Kind Lending. Don't...
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    Jordan U
    Ukiah, CA
    Posted on November 8th, 2023 04:17 PM
    Ginny has been amazing throughout.She kept us informed, was always very prompt and reachable, and clearly knowledgeable.On top of all of that, she went above and beyond troubleshooting a unique problem with my credit check:The soft credit check...
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    Reply from Ginny Richards
    November 8th, 2023 05:16 PM
    Thank you, Jordan! It was my pleasure to assist you and get you the best possible loan and terms. If you need anything, please feel free to reach out to me. I can help!
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    Ian R
    Redwood Valley, CA
    Posted on October 3rd, 2023 03:03 PM
    Ginny was excellent. She really helped us figure out which type of loan was correct for us and coached and guided us through the entire process. I would highly recommend Ginny and will use her again in the future.
    Reply from Ginny Richards
    October 3rd, 2023 04:00 PM
    Thank you so much Ian! It was my pleasure to assist you in your home loan needs.
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    Sa P
    Posted on August 24th, 2023 05:29 PM
    I highly recommend Ginny from Kind Lending. She made the home buying process easy and comfortable. She took the time to walk me through each step and was always there to answer any of my questions.
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    About
    Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time. She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Mortgage Refinance
    Specialities
    Home Loans
    Refinance Loan
    Home Purchase Loans
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    Addresses and Serving Areas

    Year Started

    2021

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #330735
    Hobbies
    • Paddle Boarding
    Disclaimer
    ©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.