

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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I loved working with Ginny and her team of professionals. I appreciate them for answering all of questions and concerns.
Reply from Ginny Phillips
September 18th, 2023 01:02 PM
Christian! It was a pleasure to work with you throughout the process and I'm thrilled to hear that my team and I were able to provide the support you needed. We are always here to answer any questions or concerns you may have. Thank you for...
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No additional comments at this time. An overall pleasant experience. Thank you.
Ginny and her team were wonderful during the process of buying a house. They answered all of my questions and responded quickly to everything. I have a friend who is looking to buy a house and I've already recommended Ginny.
Reply from Ginny Phillips
September 11th, 2023 01:13 PM
I'm so delighted to hear about your positive experience, Jacob. Our team at Atlantic Bay Mortgage Group prides itself on providing quick and efficient service, and we are thrilled that we were able to deliver that for you. Thank you for recommending...
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Greatly appreciate working with you. Expect my business against when interest rates come down again.
Ginny was excellent and made buying a home a smooth process. She was available when you needed advice and also offered good feedback. Definitely would recommend!
Reply from Ginny Phillips
September 8th, 2023 12:21 PM
I'm absolutely thrilled to hear that you had a positive experience with our mortgage process, Caroline. Thank you for taking the time to share your thoughts. If you need any further assistance or advice, please don't hesitate to reach out....
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Team was excellent in getting back to me with whatever information I needed.
Reply from Ginny Phillips
September 8th, 2023 12:22 PM
I'm thrilled to hear that you had a positive experience with our team! Your positive feedback is greatly appreciated. Thank you for choosing us for your mortgage needs, Kimberly. We look forward to the opportunity to serve you again in the...
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Information was easy to understand and any questions were answered quickly.
Reply from Ginny Phillips
September 8th, 2023 12:22 PM
I appreciate your kind words, Marc!
Thank you. you were very supportive through the pr
Ginny and her team made our home buying experience a great one! Everyone was friendly, and very communicative throughout the whole process. We had no doubts working with Ginny and her team at Atlantic Bay!
Reply from Ginny Phillips
September 4th, 2023 09:25 PM
Erin - thanks so much for your review. I truly appreciate it. G
Worst possible experience ever, terrible communication, very dishonest, super sketchy company bordering on fraud
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Licenses
- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.