

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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You were great to work with.
Reply from Ginny Phillips
February 22nd, 2024 09:30 PM
Thanks so much Matt - you were too! We will be in touch when rates come down!
Fantastic experience with the team! They made the process very quick and easy. Thanks!
Reply from Ginny Phillips
February 17th, 2024 02:28 PM
Thanks so much Lauren! Owning a home is a beautiful thing. We appreciate you trusting us with such a big step. Please do not hesitate to reach out with any questions. We are always available to assist.
Our experience with Atlantic Bay was phenomenal from the beginning to the end. I cannot put into words how wonderful the team (Ginny, Ashley, and Susan) was during our home purchase. Ginny guided us from the beginning to the end. In the beginning,...
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Reply from Ginny Phillips
February 16th, 2024 05:48 PM
Benita! Thank you so much for this amazing review. We enjoyed working with you and hope to continue to work together for many years to come!!
10/10. Everything went smooth.
Reply from Ginny Phillips
February 8th, 2024 07:32 PM
Thanks so much! You were organized and responsive - which made our jobs easy!
The entire Atlantic Bay Team was wonderful. They made our experience awesome and not stressful!!! All the ladies we dealt with were on top of everything. Ginny, Ashley, Susan and anyone else that helped we thank you so much for helping us purchase...
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Reply from Ginny Phillips
February 7th, 2024 01:37 PM
Thanks so much!! We truly enjoyed working with you.
Very helpful at every step of the process and answered all my questions
Reply from Ginny Phillips
February 16th, 2024 05:49 PM
Thanks so much for your review. We hope to continue to work with you in the future. Please do not hesitate to reach out with any questions along the way!!
Made our first home buying experience very easy! Answered all the questions we had & made every step simple!
Reply from Ginny Phillips
February 4th, 2024 06:57 PM
I love that! So happy for you and your first home purchase!! Buzz me with any questions about your first payment.
Very quick to respond to all questions and concerns!
Reply from Ginny Phillips
March 12th, 2024 09:19 PM
Thanks so much!! I hope you are enjoying your new home!!
Positive experience
Reply from Ginny Phillips
March 28th, 2024 07:57 PM
Excellent!! Thank you so much!!
Ginny did a fantastic job. I could not fathom an easier or streamlined process. She is great to deal with!!!
Reply from Ginny Phillips
January 17th, 2024 08:20 PM
Thanks so much for the review and congrats on your new home!! We appreciate you.
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Licenses
- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.