

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Ginny was fantastic to work with! She was very responsive and answered all of our questions in a helpful manner.
Reply from Ginny Phillips
January 8th, 2024 02:37 PM
Thanks so much! We loved working with you and hope you are enjoying your new home. Please do not hesitate to reach out with any questions. We are always here to help!
Thanks for everything! This process really intimidated us at first but Ginny and the Atlantic Bay team made everything simple and truly a pleasure to work with.
Reply from Ginny Phillips
January 4th, 2024 04:21 PM
Elyse - thanks so much. I hope you enjoy your new home. Keep us posted if there is anything else we can help with!
Process was very smooth. Very helpful
Reply from Ginny Phillips
March 28th, 2024 07:57 PM
So glad to hear!! Enjoy your new home. G
From beginning to end, the level of professionalism that you provided during the sale of one home and the purchase of another made the overall experience positive. I appreciated your level of transparency when responding to questions and no...
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Reply from Ginny Phillips
December 29th, 2023 04:19 PM
Thanks so much Enette! I loved working with you. Congrats on your new home.
Thank you Ginny for making our home purchase experience completely stress free. Your promptness with answering questions and explaining the process was absolutely phenomenal. I'd recommend you without hesitation to anyone seeking to purchase...
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Reply from Ginny Phillips
December 26th, 2023 05:08 PM
Thank you so much for your kind review. I truly appreciate it.
Ms Ginny is exceptional. She was easily and readily available to make the process smooth and painless. I couldn't have asked for a better loan officer.
Reply from Ginny Phillips
December 21st, 2023 03:11 PM
Thanks so much for the amazing review! We are here to help moving forward as well...let me know if you have any questions concerning payments, etc. Happy Holidays!!
I was so grateful to have Atlantic Bay by my families side as we went through the stressful process of buying a home. Your team was so helpful and accommodating. I had so many questions that were answered with kindness and patience. Anytime...
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Reply from Ginny Phillips
December 20th, 2023 02:10 PM
Rebecca - Congrats on your new home. I truly appreciate your kind review. If you have any questions moving forward, please do not hesitate to reach out. I'm sure refinancing will be in your future within the next 12 months...would love to assist...
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Very professional throughout.
Reply from Ginny Phillips
December 19th, 2023 08:50 PM
Thanks so much! We truly appreciate your feed back!
The communication and effort of the entire team makes for a seamless experience for my clients!
Reply from Ginny Phillips
December 19th, 2023 08:50 PM
Laney - thanks so much!! You rock!
open communication and quick!
Reply from Ginny Phillips
December 18th, 2023 03:46 PM
Thanks so much my friend!!
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Licenses
- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.