Ginny Francum
Sr. Mortgage Advisor
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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I honestly can not say enough great things about Ginny's team @ Atlantic Bay Mortgage Group. This company is absolutely phenomenal!
Reply from Ginny Phillips
April 7th, 2024 04:03 PM
Tomeka!! Thank you so much for your great review. You made this happen...your responsiveness and follow through made all the difference! G
Ginny and her entire team were helpful, responsive, and offered excellent guidance from beginning to end of our mortgaging process.
Reply from Ginny Phillips
April 7th, 2024 03:21 PM
Shannon! Thanks so much for the great review. We truly appreciate it. I'll keep you posted as rates come down - and when it's time to refinance. Thanks!!
Excellent service the entire process was great and easy. Everything from start to finish was straightforward.
Reply from Ginny Phillips
April 3rd, 2024 08:27 PM
Thanks so much Raymi!! You were amazing to work with. I hope your son arrives home soon. Stay safe. G
Ginny and her entire team was beyond wonderful to work with! We have never had such a pleasant mortgage experience from beginning to end! We are very grateful!
Reply from Ginny Phillips
April 1st, 2024 07:06 PM
Thank you so much for this amazing review!! We loved working with you as well. Please do not hesitate to reach out with any questions or concerns we can help with. G
Nice people to work with and they worked hard to move my closing up.
Reply from Ginny Phillips
March 28th, 2024 07:57 PM
You were wonderful to work with. Enjoy your new home!! G
Amazing and always helped!
Reply from Ginny Phillips
March 25th, 2024 02:00 PM
Thanks so much Adrian. We loved working with you and hope you enjoy your new home. When rates begin to decrease, please do not hesitate to reach out with any questions on the perfect time to refinance. G
Your team was always available and always kept me completely informed of 'next steps'. Thank you for making this so smooth.
Reply from Ginny Phillips
March 17th, 2024 05:48 PM
Diana! We are so excited for you and your new home. Thanks for being so wonderful to work with. :)
Friendliness and willingness to work with me with all I went through.
Reply from Ginny Phillips
March 16th, 2024 11:54 PM
It was our pleasure Dennis...thank you for the amazing review. The whole team appreciates it! G
Excellent service and prompt clarification on any questions we had. Ginny was able to get us a much lower interest rate than the first company we were trying to work with. We will definitely use her again!
Reply from Ginny Phillips
March 13th, 2024 04:47 PM
Thanks so much for the great review, Sasha. I hope you are getting settled in. We are here to help - don't hesitate to reach out with any questions!! G
Our experience was quick and reliable. Ginny was always available for to answer question and to help any way she could.
Reply from Ginny Phillips
March 12th, 2024 09:19 PM
Thanks so much for your review, Stacy!! I hope you are enjoying your new home. Plese do not hesitate to reach out with any questions about your new mortgage. We are here to help!!
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Licenses
- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.