

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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We always appreciate how responsive and clear Ginny is when discussing loans. She has taught us so much about home mortgages!
Reply from Ginny Phillips
May 9th, 2024 06:13 PM
Thanks so much!! Your words mean a lot to me. You guys rock!
Ginny is so clear and helpful in guiding you throughout the mortgage process. She is incredibly responsive and really makes you understand all parts of the loan. She ran so many numbers for us—we knew exactly what we were getting! Thanks for...
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Reply from Ginny Phillips
May 9th, 2024 06:14 PM
You are awesome....I hope you love your home for many years to come. What a wonderful investment. :)
Ginny and her whole team worked tirelessly to ensure our application submission process went smoothly and quickly. Of which it did.
Reply from Ginny Phillips
May 9th, 2024 06:14 PM
Yea!! You did it! I hope you love your home for a long, long time. :)
Made a first time home-buyer feel confident and secure!
Reply from Ginny Phillips
May 2nd, 2024 03:19 PM
Congrats on owning your new home! Thanks so much for trusting us with the purchase. Don't hesitate to reach out. #mortgagelenderforlife
Ginny you were AWESOME. You helped educate me through this entire process and you communicated extremely well. You responded in a timely manor and was extremely professional. It was a pleasure working with you and I would recommend your services...
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Reply from Ginny Phillips
April 24th, 2024 04:30 PM
Malik! We are so happy for you and appreciated working with you. You did it!!! G
Very easy to work with and extremely helpful answering all of our questions.
Reply from Ginny Phillips
April 20th, 2024 03:16 PM
Thanks so much! We appreciate you trusting us with your purchase. Please don't be a stranger. We are here to answer any questions you have moving forward as well.
Ginny and her team gave us the best experience we have had in a long time. Her team is knowledgeable, professional, and client-focused. We would recommend her to our closest friends and family without hesitation.
Reply from Ginny Phillips
April 19th, 2024 02:47 PM
Curtis - thank you so much for this amazing review. A great experience begins with a great client - so than you for being so wonderful to work with. We would love to work with anyone you send our way!! G
Ginny - you have an awesome team and a great way of walking new home buyers through the biggest purchase of their lives. Thank you for always being available and prompt answers to my 100’s of questions. Certainly will recommend to anyone buying...
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Reply from Ginny Phillips
April 18th, 2024 08:13 PM
John! Congrats on your new home. Thank you so much for the amazing review. We loved working with you. Please call with any questions moving forward.
Ashley and Susan were so incredibly helpful and made a complicated process very smooth on our end. Huge thanks to both of them.
Reply from Ginny Phillips
April 16th, 2024 06:58 PM
Tracy - thanks so much for the amazing review. I will call each of them today and let them know about your kind words. :)
Communication was excellent and easy to understand
Reply from Ginny Phillips
April 16th, 2024 06:59 PM
Thanks so much! We loved working with you.
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Licenses
- NMLS# 447959
- Licensed in NC & VA
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© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.