

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Ginny is the G.O.A.T. when it comes down to customer service. She listens, understands, and executes!
Reply from Ginny Phillips
June 10th, 2024 06:18 PM
Nick! Thank you so much for this amazing review! You rock! G
Always responsive and reassuring. Very easy process to work through and very efficient.
Reply from Ginny Phillips
June 10th, 2024 06:19 PM
Jess - thank you so much for this amazing review. I truly appreciated working with you. We will keep an eye on rates and let you know when it's ready to refinance. Enjoy your new home!! G
Ginny was super responsive and available anytime I or my realtor team reached out. This is an invaluable and rare trait these days. Thanks!
Reply from Ginny Phillips
June 6th, 2024 10:16 PM
Paul - thanks so much for the amazing review. We loved working with you. We will keep an eye on rates and let you know when the best time to refinance is. Don't be a stranger!! G
Thank you for your guidance throughout this experience. I really appreciate it
Reply from Ginny Phillips
June 6th, 2024 10:17 PM
You are more than welcome. We appreciate you taking the time to write the review. Remember - we will keep an eye on rates and let you know when the best time to refinance is over the next 24 months. G
Ginny and Ashley were wonderful to work with and had great communication throughout the process!
Reply from Ginny Phillips
May 16th, 2024 10:11 PM
Thanks so much John. We appreciate the feedback very much. :)
Ginny and Ashley were wonderful to work with and had great communication throughout the process!
Reply from Ginny Phillips
May 16th, 2024 10:12 PM
Thanks so much Jess - We enjoyed working with both of you. Don't hesitate to call if you have any questions regarding your first payment.
I really have no feedback. All of you where really anazing and always answering my questions.
Reply from Ginny Phillips
May 12th, 2024 02:45 PM
Rey! You did it! Congratulations on your new home. I wish you and your wife years of happiness...G
As a first time buyer, Ginny and her crew were awesome to work with. Every step of the way.
Reply from Ginny Phillips
May 11th, 2024 05:20 PM
Starr! Congrats on your new home....we are so excited for you. Than you for the review - it means a lot to us. :)
I appreciated the efforts made by Ginny, she was the best part of my house buying experience.
Reply from Ginny Phillips
May 9th, 2024 06:12 PM
Jennifer - Thanks so much...We truly enjoyed working with you as well. Don't hesitate to call with any questions moving forward. G
Her and her team worked amazing magic with our loan process
Reply from Ginny Phillips
May 9th, 2024 06:13 PM
Thanks so much!! You were fantastic to work with as well. :)
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Licenses
- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.