

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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You did a great job, helped me get a great interest rate. I would highly recommend you.
Reply from Ginny Phillips
August 27th, 2024 03:09 PM
Thanks so much Douglas! You were amazing to work with.
The team was knowledgeable, fast, and efficient. We had a wonderful experience.
Reply from Ginny Phillips
August 27th, 2024 03:09 PM
Frank - thanks so much for the amazing review. We appreciated you giving us the opportunity to work with you!
Ginny was a pleasure to work with. She helped my family secure a mortgage while relocating to Virginia and made the whole process painless. She was great with communicating, quick to answer any question, and thoroughly explained all our options....
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Ginny, your professionalism and experience made this process straightforward and clear. I felt well-served by you and your team. Your team never made assumptions that I always understood where we were in this process - so their patience and...
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Reply from Ginny Phillips
August 11th, 2024 05:47 PM
I’m so glad Reece connected us. Just leaving Decatur today and was thinking about you and your big move. Congrats and thanks so much for a great review. Ginny
Ginny was great to work with. She was always available to answer questions and took the time to explain everything in detail.
Reply from Ginny Phillips
August 11th, 2024 05:49 PM
Thanks so much!!! Your review means a lot!
Thank you Atlantic bay, such an amazing time working with you all. Thank you to you too Ginny for everything. Its such an honor to be part of your group.
Reply from Ginny Phillips
July 30th, 2024 05:12 PM
We are so excited for you!!! Thanks for trusting us with your home purchase. :)
Very fast transaction. Ginny guided us through the entire process.
Reply from Ginny Phillips
July 27th, 2024 12:57 PM
Thanks so much for the review! We will also guide you through the refinance process once rates are lowered....I'll keep you posted!
Thank you again for making my first home loan experience so smooth.
Reply from Ginny Phillips
July 27th, 2024 12:58 PM
Thanks so much for the review....it was our pleasure!!
I was very pleased with the service I received. All of my questions were answered quickly and professionally.
Reply from Ginny Phillips
July 26th, 2024 04:18 PM
Congrats on your new home and thank you for the review. We truly appreciate the feedback. Once rates are beginning to come down, we will reach out!
Ginny was very professional and supportive. She worked very hard and closely with me in order to allow me to purchase my first home. I highly recommend Ginny. If I had to restart my homeownership journey all over again, I’d choose Ms. Ginny...
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Reply from Ginny Phillips
July 26th, 2024 04:18 PM
Thank you so much!!!!
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Licenses
- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.