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Ginny Francum - Sr. Mortgage Advisor in Yorktown, VA

Ginny Francum

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Sr. Mortgage Advisor

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Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Overall Ratings
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5 Star
96%
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3%
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Reviews from Web
  • SFTP
    J
    Jeffrey H
    Williamsburg, VA
    Posted on September 16th, 2024 12:38 PM
    Great experience!
    Reply from Ginny Phillips
    September 16th, 2024 07:06 PM
    Thanks so much for the great review!!
  • SFTP
    R
    Richard H
    Newport News, VA
    Posted on September 8th, 2024 12:25 PM
    Very east to work with and very helpful throughout the whole process especially for a first time buyer!
    Reply from Ginny Phillips
    September 8th, 2024 12:29 PM
    Thanks so much!!! We appreciated you trusting us w your financing., I’ll let you know when rates drop down far enough for refinancing to make sense. Ginny
  • SFTP
    L
    Linda A
    Williamsburg, VA
    Posted on September 3rd, 2024 04:31 AM
    I just know that Ginny fixed everything that went wrong. She is fast in replying to messages and she knows how to maneuver around obstacles that arise during the loan process. She's really kind and a great person to have on your team
    Reply from Ginny Phillips
    September 8th, 2024 12:30 PM
    Thank you so much for the glowing review, Linda! I'm thrilled to hear that you had a positive experience with your loan process. It's my job to ensure everything goes smoothly and I'm glad I was able to assist you. Your kind words mean a lot...
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  • SFTP
    M
    Md R
    Suffolk, VA
    Posted on September 1st, 2024 12:20 PM
    Ginny regularly communicated with me. He always help her clients. Thanks!
    Reply from Ginny Phillips
    September 1st, 2024 12:50 PM
    We appreciate your review MD!
  • SFTP
    O
    Owen S
    Yorktown, VA
    Posted on August 30th, 2024 12:27 PM
    When working with people who work with a family business, please make sure to investigate that early and send out the proper requests for information. It was relatively stressful not knowing until 2 days prior that we were ready to close. Also,...
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    Reply from Ginny Phillips
    September 1st, 2024 12:49 PM
    Thanks so much for your feedback. I agree completely. You have purchased a special home that is filled w amazing energy. Thanks for allowing us to be part of your journey. Ginny
  • SFTP
    R
    Roger B
    Williamsburg, VA
    Posted on August 29th, 2024 01:56 PM
    The Atlantic Bay staff members who assisted me throughout the process were consistently very professional and helpful.
    Reply from Ginny Phillips
    August 29th, 2024 02:16 PM
    Roger thank you so much for your great review! I will share your message with the team. We appreciated how responsive you were throughout the process. :)
  • SFTP
    T
    Tianna B
    Hampton, VA
    Posted on August 28th, 2024 09:21 PM
    Ginny is very personable. Her and her team were very prompt in responding through email. They made the process very easy. Ginny thoroughly explained all of my loan options. The personalized loan videos were a pleasant surprise. I liked being...
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    Reply from Ginny Phillips
    August 28th, 2024 09:28 PM
    Tianna - thank you so much for the great review. I'm so glad the videos were helpful!! G
  • SFTP
    D
    DuJuan W
    Newport News, VA
    Posted on August 28th, 2024 05:29 PM
    Excellent experience, you made the process so easy.
    Reply from Ginny Phillips
    August 28th, 2024 06:20 PM
    Thanks so much!!! I'll be in touch once rates have decreased!!
  • SFTP
    V
    Vincent B
    Williamsburg, VA
    Posted on August 27th, 2024 01:36 PM
    Thanks for being willing to work with us on such short notice, and helping us through this process!
    Reply from Ginny Phillips
    August 27th, 2024 03:07 PM
    You are most welcome!! Congrats on your new home. G
  • SFTP
    K
    Kathy J
    Williamsburg, VA
    Posted on August 27th, 2024 12:55 PM
    Ginny was absolutely awesome. Not only very helpful but extremely knowledgeable. She helped us every step of the way. She always made a point of getting us answers to all of our questions in a timely manner. 100% recommend her to anyone who...
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    Reply from Ginny Phillips
    August 27th, 2024 03:08 PM
    Kathy - thanks so much for the great review!!
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    About
    Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
    Products & Services
    Mortgage Loan Officer
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    Addresses and Serving Areas
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    Licenses
    • NMLS# 447959
    • Licensed in NC & VA
    Disclaimer
    © 2024 Atlantic Bay Mortgage Group Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.