

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Ginny made our closing experience so easy and stress-free. She was prompt, professional, had everything prepared for our closing. She took the time to explain everything and was very knowledgeable when we had questions.
Thank you!!
Reply from Ginny Phillips
October 15th, 2024 07:39 PM
Thanks so much Sally! We hope you enjoy your new home for many years to come! Buzz me with any questions!
Your team did an amazing job of consistently communicating with me and it made the process very simple! Great customer support and service!
Reply from Ginny Phillips
October 15th, 2024 07:39 PM
Bobby! Thanks so much. I will pass your kind works on to the team!
It is a great team to work with and coordinate to help us with the whole process!
Reply from Ginny Phillips
October 15th, 2024 07:39 PM
Thanks so much! We appreciated how great you were to work with as well!
Helpful and friendly as always!
Reply from Ginny Phillips
October 15th, 2024 07:40 PM
Thanks Gordon!!
Made it extremely easy for a the purchase of my first house
Reply from Ginny Phillips
October 25th, 2024 03:28 PM
So glad to hear!
It was a pleasure working with Ginny and her team again! They made the process seamless.
Reply from Ginny Phillips
October 25th, 2024 03:28 PM
Loved that we could help!!
Great company to deal with. Everyone was very knoiwledgeable and had a genuine smile. Easy way to buy our new hiuse!
Reply from Ginny Phillips
October 25th, 2024 03:29 PM
Excellent to hear! Hope you are enjoying your new home! Ginny
This is our family's second time working with Atlantic Bay Mortgage Group. It was great working with Ginny and her team. Anytime we had questions they were easy to get in contact with them. Our questions were answered in a way we could understand....
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Reply from Ginny Phillips
October 25th, 2024 03:30 PM
This means too much to us. Thank you!!! Ginny
Our experience was so smooth and simple. We received updates at every step, and all our questions were answered with clarity. Thank you so much for your help once again.
Reply from Ginny Phillips
October 25th, 2024 03:32 PM
I'm thrilled to hear about your positive experience, Eddie. I'm always here to answer your questions. Your satisfaction is my top priority! Thank you for choosing Atlantic Bay and for taking the time to share your experience.
Good and fast responses on email or phone
Reply from Ginny Phillips
September 16th, 2024 07:06 PM
Thanks so much for the great review!!
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.