Ginny Francum
Sr. Mortgage Advisor
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Ginny is so great!!! Every time we had any questions, she was "Ginny" on the spot... answering within 24 hours and many times the same day. She was so helpful!!! We love working with her!
Reply from Ginny Phillips
November 10th, 2024 05:56 PM
You rock!!! Thanks so much!
Ginny is a good communicator, responds quickly to questions and concerns and has a group of smart folks taking care of the details.
Reply from Ginny Phillips
November 6th, 2024 04:22 PM
Cecil - thanks so much for the great review. We appreciate you.
Atlantic Bay made the entire process smooth and easy. Ginny was there anytime we needed a question answered. We never felt an anxious moment. Thank you for everything!!
Reply from Ginny Phillips
November 6th, 2024 04:23 PM
You are most welcome. We loved working with you. We will circle back when rates drop and it's time to refinance!!
Very helpful providing additional information for required documents. Promptly answered any questions or concerns we had throughout the process. I would highly recommend to others buying a home a the future.
Reply from Ginny Phillips
November 6th, 2024 04:24 PM
Thanks so much for the great review!!
Because of the vast amount of moving parts to prepare for and close on a mortgage loan, better communication would have been helpful. There were several emails and links to follow; yet a lack of genuine human interaction, where the buyer is...
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Reply from Ginny Phillips
October 25th, 2024 03:25 PM
Super helpful feedback Dawn. Thanks so much! Ginny
As with our first encounter, it was wonderful. Your patience with me is always awesome. Professionalism mixed with authentic kindness is a great combination. I thank you and you team including Mr Wilson for everything you’ve done. I have already...
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Reply from Ginny Phillips
October 25th, 2024 03:26 PM
We just love working with you!!! Thank you so much for the great review….Ginny
Great Experience with Ginny. This is our second time using Atlantic Bay.
Reply from Ginny Phillips
October 25th, 2024 03:25 PM
Thank you so much, Amy.
Ginny, your team is amazing and would gladly recommend you to anyone.
Reply from Ginny Phillips
October 25th, 2024 03:26 PM
Thanks so much!!!!! You rock!
We have always had a good experience with Ginny and her team. Replies to our questions are courteous and prompt, loan details are explained thoroughly, and we always feel we are getting the best interest rates available.
Reply from Ginny Phillips
October 25th, 2024 03:27 PM
I’m so glad to hear! I will share with the team!! Ginny
It’s so lucky to work with Atlantic Bay!
Reply from Ginny Phillips
October 15th, 2024 07:38 PM
Thanks so much! We felt lucky to work with you as well. :)
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Licenses
- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.