Ginny Francum
Sr. Mortgage Advisor
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Very helpful and knowledgeable
Reply from Ginny Phillips
December 23rd, 2024 05:27 PM
Thanks Bradford!! Stay safe!
I had a long loan timeline with many changing dates. Ginny and her team were flexible and helpful during the process.
Reply from Ginny Phillips
December 6th, 2024 03:05 PM
Blaine - thanks so much for the review. We enjoyed working with you and hope you enjoy your new beautiful home!! Ginny
Ms. Phillips is an essential source in this process of buying a home in Williamsburg. She is knowledgeable in all aspects of the process and made everything so easy to understand. I am grateful for her kindness and efficiency.
Reply from Ginny Phillips
December 4th, 2024 06:47 PM
John - you just made my day! You both were incredible to work with. We appreciate your business more than you know. G
wonderful always responsive and very customer focused.
Reply from Ginny Phillips
December 4th, 2024 06:47 PM
Thanks so much Robert! Ginny
Smoothly performed, swiftly executed, and worked to keep me informed through years of house hunting. Can't imagine working with another group.
Reply from Ginny Phillips
December 4th, 2024 06:48 PM
Thanks so much Ray! So glad you didn't settle!! G
Thank You and your team for all the hard work. It was such a smooth transition
Reply from Ginny Phillips
December 4th, 2024 06:49 PM
Crystal - we are so happy for you! Thank you for trusting us!
Everything went smoothly and easy and all questions were answered and explained if
Reply from Ginny Phillips
December 4th, 2024 06:50 PM
Congrats on your new home!!!! Ginny
I was quite impressed with the accessibility of the staff at Atlantic Bay Mortgage. between Ginny, Ashley and Jim I was able to get all my questions answered in a timely fashion and all staff were available by text phone or email when I needed...
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Reply from Ginny Phillips
November 18th, 2024 04:02 PM
Thanks so much Lynn - we loved working with you hope you love your new home!
Ginny and the team were experienced and professional, and great to work with.
Reply from Ginny Phillips
November 18th, 2024 01:37 AM
Thanks so much Kirt! Congrats on your new home!!
Ginny let us know what was going to happen during every stage of the process. The communication and answered questions were impressive and appreciated.
Reply from Ginny Phillips
November 10th, 2024 05:55 PM
Thanks so much for the great review! We appreciate you!
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Licenses
- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.