Ginny Francum
Sr. Mortgage Advisor
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Ginny was very responsive to questions and extremely knowledgeable about the whole process.
Reply from Ginny Phillips
May 2nd, 2025 05:35 PM
Thanks Chris!!
Ginny and her team were great to work with and answered any questions I had.
Reply from Ginny Phillips
February 7th, 2025 03:13 PM
Thanks so much for your review. We wish you many wonderful years in your new home!
I appreciated timely responses to questions we had. You were very easy to work with. Thank you!
Reply from Ginny Phillips
February 7th, 2025 03:14 PM
Thanks so much Danielle! We enjoyed working with you!
A special thank you to Ashley Grubbs for making the process so smooth!
Reply from Ginny Phillips
February 7th, 2025 03:14 PM
I will pass this along to her....she is amazing!
Ginny, Ashley, Susan, and every member of Team Phillips were amaxing! They were all kind, helpful and flexible, and never made us feel like a bother when things kept changing. A wonderful group of Ladies that we are so grateful for.
Reply from Ginny Phillips
January 15th, 2025 05:56 PM
Thanks so much! We loved working with you - and hope to again in the future. Would love to see pictures of the new home!! G
We loved the sign coming into the office. Everyone was friendly and helped us get to closing.
Reply from Ginny Phillips
January 15th, 2025 05:56 PM
So happy for you!!
As a first-time homebuyer, I had an amazing experience working with my lender. From the very beginning, Ginny made the entire process incredibly easy and understandable. She took the time to explain every step, answered all of my questions,...
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Reply from Ginny Phillips
January 15th, 2025 05:57 PM
Erikka - I could not be happier for you - and enjoyed getting to know you throughout the process. I'll buzz you once it's time to refinance!!! G
Ginny and her team were incredible to work with and I would gladly recommend them!
Reply from Ginny Phillips
December 23rd, 2024 05:25 PM
Thanks so much. We appreciate you!
I appreciated the video in the beginning laying out the different options and always being available. I never felt like you weren't available.
Reply from Ginny Phillips
December 23rd, 2024 05:25 PM
Thanks so much! I hope you enjoy that new beautiful home!!!
Ginnys entire team was a pleasure to work with and made my home buying experience better with their well thought out process and the thoughtfulness behind every interaction. Thank you!
Reply from Ginny Phillips
December 23rd, 2024 05:26 PM
Kathy - congrats on your new home. I truly appreciate you taking the time to complete the review. I'll buzz you once rates begin to fall. Have a great holiday!
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Licenses
- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.