

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Ginny and her team were absolutely amazing! They had so much information to me and always got back to me very fast with any questions I had. They were always on top of all my informationa and anything I needed to do to keep this process going....
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Reply from Ginny Phillips
March 20th, 2025 05:18 PM
Kristin! Thanks so much for the great review. Enjoy your new home. :)
Thank you for everything, your team is amazing
Reply from Ginny Phillips
March 20th, 2025 05:18 PM
Thanks so much!
Ginny and her team are amazing. They truly care and took the time to make sure we had the best loan product possible. the application and approval process was easy, and fast. Thank you for exceptional service!
Reply from Ginny Phillips
March 20th, 2025 05:19 PM
Thank you for trusting us with your family! xoxo
Ginny was easy to work with, extremely knowledgeable and made me feel confident and comfortable with the lending process.
Reply from Ginny Phillips
March 20th, 2025 05:19 PM
Thanks so much for taking the time for the wonderful review. Enjoy your new home!
Thank you!!!!
Reply from Ginny Phillips
March 20th, 2025 05:20 PM
Thank you!
Our experience working with you Ginny was outstanding. You and the team was incredibly helpful, making our home-buying process smooth and stress-free. Thank you very much!
Reply from Ginny Phillips
March 30th, 2025 01:22 PM
Thank YOU! We appreciate you trusting us.
Ginny and her team are the definition of professional.They answered all my questions and provided answers to all my questions
Reply from Ginny Phillips
March 30th, 2025 01:23 PM
Thanks so much John!
Ginny and her team were very helpful through the whole mortgage approval process. They were available to answer questions at any time. I would highly recommend Jenny and her team to anyone looking to apply for a mortgage.
Reply from Ginny Phillips
March 30th, 2025 01:23 PM
So grateful for the review! Thank you….😊
Mrs Ginny Phillips was very helpful in every step in my every step of homebuying process. She explained everything very detailed and she answered all of my questions.
Reply from Ginny Phillips
March 30th, 2025 01:24 PM
Thanks Varetta! So happy for you and your new home!
Thank yall so much
Reply from Ginny Phillips
March 30th, 2025 01:24 PM
Thank YOU!
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Licenses
- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.