Ginny Francum
Sr. Mortgage Advisor
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Ginny Phillips her team at Atlantic Bay mortgage company they were amazing. They made me feel welcomed and made me feel like family a very professional team respectful at all times I recommend Atlantic Bay.
Reply from Ginny Phillips
April 25th, 2025 09:22 PM
Kevin - we are so excited for you two! Welcome to the area...can't wait to meet in person!
Everything went smoothly
Reply from Ginny Phillips
April 25th, 2025 09:22 PM
Thanks so much!
I appreciate the personalized aspects (like the video), the easy-to-follow breakdowns, and quick responses. Definitely made things easier especially as a first-time homebuyer.
Reply from Ginny Phillips
May 2nd, 2025 05:35 PM
You are most welcome. We loved working with you!!
Very friendly and helpful
Reply from Ginny Phillips
May 2nd, 2025 05:35 PM
Thanks Hayden!!
I cannot express enough how impressive this experience has been. We asked so much of yall trying to close in such a short period of time and you pulled it off! The online portal and App were and absolute breeze To submit and review documents....
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Reply from Ginny Phillips
March 30th, 2025 01:19 PM
Kevin! So thankful Leigh introduced us! Congrats on your new home. ❤️❤️❤️
Ginny was wonderful to work with! She went the extra mile for us and took great care to make sure we understood the process as first time homebuyers! 10 out of 10 would recommend!
Reply from Ginny Phillips
March 30th, 2025 01:21 PM
We are so happy for you two…and I truly appreciate the great review! 🥰
Ginny Phillips and the team at Atlantic Bay Mortgage are top notch! They are experts in their field, honest and trustworthy, and conduct themselves with super responsive communication. They truly simplify the homebuying process with efficiency...
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Reply from Ginny Phillips
March 30th, 2025 01:20 PM
Dustin- thanks so much for the great review…and thanks for choosing Atlantic Bay for a second time. 🤩
Every contact I had with members of the team was not only highly professional but joyful! I think of the team as both efficient and effective. But to be perfectly honest, I was sold on Ginny and the team with the first video I received. I was...
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Reply from Ginny Phillips
March 30th, 2025 01:21 PM
Wow! Thank you for one amazing review!!!!
Team Ginny at Atlantic Bay Mortgage made the entire process extremely flexible and easy. Simple and user friendly platform to upload documents, prompt responses to questions and clear communication made the loan approval process a breeze. I...
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Reply from Ginny Phillips
March 30th, 2025 01:22 PM
Thank you!!!
Ginny was extremely helpful throughout the entire process. She worked with us to get the best rate possible. I would highly recommend using Ginny and Atlantic Bay.
Reply from Ginny Phillips
March 20th, 2025 05:18 PM
Thanks so much for your review. I truly appreciate it!! We will reach out when it's time to refi!
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.