

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Ms. Ginny and her team were a pleasure to work with. This is as the second time that my husband and I have purchased a house. This time, however, I felt like we were dealing with a team who cared about us and the investment we were making....
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Reply from Ginny Phillips
May 9th, 2025 03:06 PM
Awwww....thanks Stephanie!!!!
Great communication...always available to answer my questions as a First Time Homebuyer. Everyone on her team was kind and professional. It was a great experience working with them.
Reply from Ginny Phillips
May 2nd, 2025 05:35 PM
Thanks so much Teresa! We are so excited for you!!
Ginny was available at a moments notice and was very quick in responding to any queries. An excellent experience overall.
Reply from Ginny Phillips
April 25th, 2025 09:19 PM
Thanks so much for your feedback!! We loved working with you!
Ginny is amazing, straight forward super knowledgeable and always finding the best mortgage plan for you!
Reply from Ginny Phillips
April 25th, 2025 09:19 PM
Manuel - thanks so much!!! You were amazing to work with as well. G
Excellent service by the whole team!
Reply from Ginny Phillips
April 25th, 2025 09:20 PM
Maria - We appreciate the feedback! I'll be sure to let them know!!
Quick response, competent, very easy to reach at any time
Reply from Ginny Phillips
April 25th, 2025 09:20 PM
Thanks Adeline! I hope you are enjoying your new home!!
You were amazing! Thanks so much for all your help and support with my wife and I buying our first home together.
Reply from Ginny Phillips
April 25th, 2025 09:20 PM
Thanks....I hope you enjoy your new home for many years to come!!
Professional, great charisma, and an overall great service!
Reply from Ginny Phillips
April 25th, 2025 09:21 PM
Thanks!!! I appreciate you taking the time to provide your feedback. Made my day!
Ginny and team were very thorough with their explanations during the whole process. Very thankful we were able to work with Atlantic Bay Mortgage Group!
Reply from Ginny Phillips
April 25th, 2025 09:21 PM
Thanks Brandon! We loved helping you two!!! xoxo
ComunicMarion was excellent and the process was was hassle free
Reply from Ginny Phillips
April 25th, 2025 09:22 PM
Thanks Candice!!!
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Licenses
- NMLS# 447959
- Licensed in NC & VA
Awards
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.