

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Good experience
Reply from Ginny Phillips
July 18th, 2025 04:56 PM
Thanks Minnie!!
The process was seamless and moved quickly. Everyone was very professional and kind.
Reply from Ginny Phillips
July 18th, 2025 04:56 PM
Thank you Andrew! I hope you enjoy your new home. I'll keep you posted when rates come down and it's time to refinance. Ginny
The entire process was very professional. Thank you!
Reply from Ginny Phillips
July 18th, 2025 04:57 PM
Thanks so much!! I'll keep an eye on rates and let you know when it's time to refinance. Ginny
Truly a wonderful experience from the beginning to the end (provided details and was available to answer all questions). You and your team are AMAZING!!!
Reply from Ginny Phillips
July 18th, 2025 04:57 PM
Pamela! Thank you so much for the amazing review. We enjoyed working with you as well. Don't be a stranger! G
We were very pleased with using this team! They were very helpful and quick in answering all of our questions and putting our mind at ease during a stressful process. I couldn't recommend this company enough!
Reply from Ginny Phillips
July 18th, 2025 04:57 PM
Julia - thank you so much for the wonderful review. You rock! G
Thank you for making this a positive experience.
Reply from Ginny Phillips
June 27th, 2025 01:24 PM
You are most welcome! Enjoy your new home. Ginny
Keep doing what you're doing.
Reply from Ginny Phillips
June 20th, 2025 08:15 PM
Thank you David!! You rock! G
Thanks for being patient and responsive! It was wonderful working with you!
Reply from Ginny Phillips
June 20th, 2025 08:16 PM
You were wonderful to work with as well! Thanks for the great review! G
Truly appreciated the support, responsiveness and advice of you and your staff.
Thank you for making this home buying experience (almost) painless.
Reply from Ginny Phillips
June 20th, 2025 08:15 PM
You are most welcome! We loved working with you. We will circle back once rates come down!! Ginny
nice job , very smooth
Reply from Ginny Phillips
June 20th, 2025 08:16 PM
Thanks so much!!
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Licenses
- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.