Ginny Francum
Sr. Mortgage Advisor
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Excellent service, thank you.
Reply from Ginny Phillips
August 20th, 2025 08:54 PM
You are most welcome!! Thank you!
This lender was so patient with all our questions. We took years to find a home and Ginny was so understanding through it all. She would answer all our questions and was very helpful though it all.
It was great !
Reply from Ginny Phillips
August 20th, 2025 08:55 PM
Paige - congrats on everything!!! Enjoy your new home - you deserve it!
Thank you for being there and patient with us through this process!!
Reply from Ginny Phillips
July 30th, 2025 03:51 PM
You were great and we appreciate you!!
Team was able to get everything together quickly, even when rushed. you all did a great job thank you.
Reply from Ginny Phillips
July 30th, 2025 03:51 PM
Thanks Caleb! Enjoy your new home. I'll let you know when rates are low enough to refinance.
The process was straight forward and relativly easy to understand. Ginny and her team were very responsive to any questions I had along the way. It made the process a breeze.
Reply from Ginny Phillips
July 30th, 2025 03:52 PM
Thanks Trey! I appreciate the great review.
Ginny, Susan, and team are fantastic and have always helped us with our financial objectives while getting a home loan. We just finished out third transaction with this team! This team is great all around that our attorney and realtors supporting...
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Reply from Ginny Phillips
July 30th, 2025 03:52 PM
Thanks Terri! We love working with you!
I had a grwat experience with Mrs. Ginny I would highly recommend her to anyone. She was always available, made sure I understood each step and guided me through the process effortlessly!
Reply from Ginny Phillips
July 30th, 2025 03:53 PM
Thanks so much Alecia - I really appreciate the shout out!
It was great working with you, and I appreciated how responsive you were during the process.
Process was extremely easy and efficient! Great team to work with.
Reply from Ginny Phillips
July 18th, 2025 04:55 PM
Thanks so much Jennifer! We appreciated the opportunity to work with you! Ginny
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Licenses
- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.