Ginny Francum
Sr. Mortgage Advisor
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Ginny and her team were reliable, honest, personable, and easy to work with. They are very knowledgeable and broke things down to help me understand the home buying process. I would
highly recommend them!
Reply from Ginny Phillips
June 20th, 2025 08:16 PM
Jennifer - thank you for the amazing review and for trusting us with such a huge decision. Hope to work with you again in the future!! Ginny
Excellent response time to every task and question. We couldn't be happier
Reply from Ginny Phillips
June 13th, 2025 02:25 PM
Thanks so much! You were amazing to work with!! G
Great communication, knowledgeable, made the whole process seamless.
Reply from Ginny Phillips
June 13th, 2025 02:26 PM
We truly appreciate the feedback. Thanks so much!!!
Ginny and all her team were so very helpful and patient with us during our home search that stretched over several years. In the end they made the process quick, easy, and painless by explaining every step along the way and quickly answering...
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Reply from Ginny Phillips
June 13th, 2025 02:26 PM
Phillip! You are family now!
Great experie! good bless you !
Reply from Ginny Phillips
June 7th, 2025 12:41 PM
Thanks so much!!
Great transparency, easy to communicate with, and very smooth process.
Reply from Ginny Phillips
June 7th, 2025 12:41 PM
Thanks so much Richard. We enjoyed working with you. Enjoy your new home!
Ginny Phillips was fantastic! The smooth loan application submission was so impressive and made buying a home much easier than we thought it would be. We were dreading the entire process, but to our surprise, there was nothing to dread at all....
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It had been a long time since I last purchased a house, way back in the stone age before computers got involved. As a result I required a lot of hand holding. Ginny and her team made the process so much easier than it might have been had I...
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Reply from Ginny Phillips
June 7th, 2025 12:42 PM
We loved working with you. We all need some hand holding from time to time. I know I do!!
Ginny was amazing and always available whenever we had any questions or needed help! She assisted every step of the way to make buying a home a very easy process. She was such a pleasure to work with and we always felt like a top priority....
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Reply from Ginny Phillips
June 7th, 2025 12:43 PM
Lisa! Thank you so much. I really appreciate you...
Top notch service! Great team
Reply from Ginny Phillips
June 7th, 2025 12:43 PM
Thanks so much Tanesha!! Enjoy your new home.
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Licenses
- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.