Ginny Francum
Sr. Mortgage Advisor
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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and your team kept me up-to-date. Everybody was very professional and friendly. Anytime I called or emailed I received a prompt response.
Reply from Ginny Phillips
September 21st, 2025 07:19 PM
Thanks for the great review Lora!
Ginny has always been my go-to for loans . She is very responsive and thorough. The Atlantic Bay app makes everything much more seamless. Thank you, Ginny!
Reply from Ginny Phillips
September 21st, 2025 07:18 PM
Thanks Jamey! Loved catching up!
I have purchased many homes in my life bit this was the smoothest and the keast least stressful of all of them! Thank you you and your team are flawless!
Reply from Ginny Phillips
September 21st, 2025 07:18 PM
Thanks so much Marc for the great review. We enjoyed working with you as well.
Ginny is amazing she walked us through everything and was very understanding. She's the best!! Couldn't have asked for anything more......thank you so very
Reply from Ginny Phillips
August 29th, 2025 01:24 PM
Thanks so much for the amazing review. So happy for you and your new home. Don't be a stranger. Reach out with any questions and I'll let you know when it's time to refi! G
I had a wonderful experience working with Ginny! She was very knowledgeable and reassuring. Great at explaining the process and making sure you understand every step. great expertise from her and her team
Reply from Ginny Phillips
August 28th, 2025 05:21 PM
Thanks Mallory! Excited for your new home!! Stay in touch! G
I would like to express my heartfelt gratitude to Ginny and her entire team for making the home buying process easy with a streamlined approach and unmatched expertise. Thank you for your support and professional guidance from start to finish....
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Reply from Ginny Phillips
August 28th, 2025 05:21 PM
You are amazing...thank you for the wonderful review. I'll keep you posted when it's time to refi!!
Ginny, Susan and Ashley we're absolutely amazing to work with. and made ohr home buying process extremely easy and stress free. I truly appreciate Ginny and her team for getting us across the finish line.
Reply from Ginny Phillips
August 22nd, 2025 04:36 PM
Thanks so much for the amazing review. We loved working with you and appreciated how diligent you were there at the end. :)
Ginny was amazing. She help us through the entire process plus more. Thank you for everything ❤️
Reply from Ginny Phillips
August 20th, 2025 08:52 PM
Congrats on your new home!!! We are so excited for you both. Don't be strangers!! G
We loved working with Jenny Phillips and her team! Everything was smooth and fast from the moment we contacted Ginny. I would recommend this team to anybody! Thank you so much for making our dreams a reality!
Reply from Ginny Phillips
August 20th, 2025 08:53 PM
Thanks so much for the amazing review!! You two we fantastic to work with....enjoy your new home! G
You and your team are simply the best
Thank you
Reply from Ginny Phillips
August 20th, 2025 08:54 PM
Thanks so much! You made our jobs easy!! G
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Licenses
- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.