Ginny Francum
Sr. Mortgage Advisor
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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You all were amazing and made the home-buying process about as painless as it could be. Thank you so much for everything!
Reply from Ginny Phillips
October 20th, 2025 09:19 PM
So excited for you and your new home. Thanks for the wonderful review!
Great work!
Reply from Ginny Phillips
October 20th, 2025 09:19 PM
Thanks Noah!
Ginny and her team are so wonderful to work with. They were able to answer all my questions and be there to support me when the process became overwhelming. They were always pleasant to talk to and always stayed on top of things for me. They...
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Reply from Ginny Phillips
October 20th, 2025 09:19 PM
You did it!! Congrats on your new home!!
Ginny is great . Nothing else needs to be said .
Reply from Ginny Phillips
October 20th, 2025 09:19 PM
Awww thanks!!!
I am deeply grateful to Ginny and her team for their outstanding support during my home-buying process. After encountering multiple obstacles and delays with other lenders, I was referred to Ginny by another realtor. Her expertise and efficiency...
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Reply from Ginny Phillips
October 20th, 2025 09:20 PM
Katina!!! Thank you so much!!!
Appreciate all your help!
Reply from Ginny Phillips
October 20th, 2025 09:20 PM
We appreciate you!!
All went really well. Ginny and her team were great to work with.
Reply from Ginny Phillips
October 20th, 2025 09:20 PM
And so were you!! Thanks so much!!
Great job communicating throughout the whole process. Ginny helped us out at the end to make sure we were able to close when there was some uncertainty. We are incredibly grateful to Ginny and her team! thank you
Reply from Ginny Phillips
October 20th, 2025 09:21 PM
Thanks so much!!! We appreciate you!
The personal experience and communication was lovely it was just the roadblocks but to be fair those were not your fault that was just unfortunate circumstances but we worked together and we got it done and I'm grateful for all the patience...
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except when it came to Ashley, We simply felt like just another transaction. It took us more than a year to successfully bid a home. Your rates were just ok and we felt like we were under interrogation from the underwriting team. You say you...
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Licenses
- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.