Ginny Francum
Sr. Mortgage Advisor
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Very easy to work with, the app was super convenient.
the entire team from top to bottom were very kind, professional & patient thru out the whole process. I really appreciated the daily check ins to ensure I stayed on top of everything that I needed to do. All I had to do was find a house and...
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Reply from Ginny Phillips
January 20th, 2026 01:33 PM
You did it! Congrats on your new home!
Ginny and her team were absolutely fantastic. They have guided us through the process in a smooth, straightforward, and prompt way - always responsive and clear to any questions or steps we were going through. Thank you Team Ginny!
Reply from Ginny Phillips
January 20th, 2026 01:33 PM
Thanks so much. We loved working with you!
Fast smooth.
Reply from Ginny Phillips
January 20th, 2026 01:32 PM
Thanks so much!!
I could tell the entire time that Ginny had my back
Reply from Ginny Phillips
January 17th, 2026 09:14 PM
Thanks Brian! Yes we did!!
Very helpful, patient, and knowledgeabl. guided us through our first home buying experience and set a high benchmark for future interactions.
Reply from Ginny Phillips
January 17th, 2026 09:14 PM
Thanks so much Ian! We loved working with you!
Working with you and your team directly has been smooth sailing. My only negative: some of the automated messages were confusing as they came at odd times in the process whoch led to confusion on our end. I did not enjoy working with Mike,...
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Reply from Ginny Phillips
January 17th, 2026 09:15 PM
Morgan - thank so much for the feedback!!! WE appreciate you!
Excellent experience with Ginny and her team. Everyone was helpful and kind.I recommend her and her team for your home buying needs.Sincerely, Thomas
Ginny and team were exceptional to work with through the lifecycle of the mortgage process.
Reply from Ginny Phillips
January 17th, 2026 09:16 PM
Thanks so much Lauren!! Congrats on your new home. You rock!
Working with Ginny's team was super easy. As first time home buyers, they were all very patient and eager to answer any questions that we had. It was always easy to get a hold of someone when needed. The whole process was enjoyable. Thanks!
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Licenses
- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.