Ginny Francum
Sr. Mortgage Advisor
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Ginny and her team made the whole mortgage process almost effortless. Keeping us informed every step of the way and keeping us on track to accomplish every requirement. It couldn't have been any easier.
Reply from Ginny Francum
March 15th, 2026 10:16 PM
I love to hear this. Thank you so much for trusting us!!
Ginny, you and your team were great and very knowledgeable!
Reply from Ginny Francum
March 15th, 2026 10:15 PM
Thanks so much Ryan!!!
Ginny Phillips and her team are great at what they do.
Ginny was amazing to work with! Made the entire process super easy And seamless! She was friendly and professional and helped me with all of my questions and kept me updated along the way. She took the added stress out of the entire process....
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Ginny, I would like to thank your team for their professionalism and support throughout my home buying experience. Everyone was quickto return text or emails and guide me through the process. It's been almost 25 years since I purchased my last...
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Couldn't recommend Ginny enough !! she is wonderful!
Ginny and her team at Atlantic Bay are amazing! They were quick and efficient processing our mortgage. No excessive documentation request. Very knowledgeable and quickly replied to our request for information and assistance. They also processed...
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Excellent team! Friendly, knowledgeable, quick and efficient. On order to keep our mortgage and closing onn track, they completed a task another agency should have accomplished. Absolutely the best mortgage finance team we have worked with....
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Very helpful, knowledgeable, and prepared with many people in various roles to help get the job done.
Thanks for the smooth transaction. During a period of fluctuating interest rates, buyers typically wonder if they made the right decision when locking in. It would be nice to know at closing what the current rates were.
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Addresses and Serving Areas
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Licenses
- NMLS# 447959
- Licensed in NC & VA
Awards
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.