Ginny Francum
Sr. Mortgage Advisor
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Professional, kind, respectful
We really appreciate you Ginny,and your team, for helping us with this process of becoming a homeowner, again thank you,and with a special shout out to Sharon Crowder for her excellent service!
This is my 2nd time working with AB. Ginny was an excellent representation of what a mortgage lender should be like. Professional, available, experienced and knowledgeable. It was a pleasure working with her and her team. 100% would/will use...
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Thank you, thinking about the whole process before working with you was very overwhelming,working with you was Fast Efficient and not stressful at all .
Thanks
It was really helpful being able to ask questions and have people explain the process
Even while being deployed the experience was great. We were able to obtain the rate we wanted and with ginny help we understood the process better. I will say moving forward make sure clients know the proper verbaige for POA. This could have...
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You and youe team are responsive and happy to take calls and offer clarification. Your team did a great job of taking docs via email when I couldn't get them uploaded due to server issues. Thanks for the closing gift as well!
Reply from Ginny Phillips
December 19th, 2025 09:33 PM
Congratulations on your new home Amy! We loved working with you and appreciate the great review!!
Everyone was so helpful
Reply from Ginny Phillips
December 19th, 2025 09:34 PM
Congrats on your new home!!
Nothing at this time
Reply from Ginny Phillips
December 19th, 2025 09:34 PM
whoohoo! Congrats on your new home!
Three times in the years
and each time you and your staff have exceeded expectations and would never use anyone else.
Reply from Ginny Phillips
December 19th, 2025 09:35 PM
Ernie! Thanks so much for trusting us again. We love working with you and your family!
131–140 of 1425
About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Licenses
- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.