Ginny Francum
Sr. Mortgage Advisor
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Always responsive and helpful answering all our questions throughly.
Reply from Ginny Francum
April 8th, 2026 01:48 PM
Thanks so much Jessica! You were both amazing to work with.
Very happy that you were able to get us theough the transaction smoothly! You and your team had great comminication thank you for your help.
Very smooth, very easy. Very compatible with digital transactions and online signing (I'm living overseas). Always great communication.
Reply from Ginny Francum
April 1st, 2026 08:01 PM
Thanks so much David!!!
The entire AB team was communicative, professional, knowledgeable, and sincere.
Reply from Ginny Francum
April 1st, 2026 08:01 PM
Thanks so much Jesse!!!
The process of refinance was quick and painless thanks Ginny!
Reply from Ginny Francum
April 1st, 2026 08:01 PM
We loved working with you again!!
We closed two loans simultaneously and had a great experience.
Reply from Ginny Francum
April 1st, 2026 08:01 PM
Appreciate the review Jim. Great working with you.
Easy and quick process.
Reply from Ginny Francum
April 1st, 2026 08:00 PM
Thanks so much Danielle!
My experience with Atlantic Bay mortgage was very Professional and assuring. I've never worked with people who are so caring and knowledgeable of banking and loans. I am forever grateful for such a wonderful experience. It has been easy smooth...
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Reply from Ginny Francum
March 15th, 2026 10:17 PM
We loved being able to jump in and get you to the finish line. Congrats!!
Yall are absolutely amazing!
Reply from Ginny Francum
March 15th, 2026 10:16 PM
Thanks Todd!!
Super helpful and informative. Never onece steered me in the wrong direction and always respon quick to any question . Definitely have recommended you to many people I appreciate everything that you have done and all the help
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Reply from Ginny Francum
March 15th, 2026 10:16 PM
Congrats and thanks so much for the review!!
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Licenses
- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.