Ginny Francum
Sr. Mortgage Advisor
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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This was our third time purchasing a home and, by far, the smoothest experience we've had with a lender. Ginny and her team made sure we knew what they needed from us, following up via email and text to respond to questions. They were so responsive,...
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Make the document process
Reply from Ginny Francum
May 24th, 2026 12:52 PM
Will do! Thanks!
Ginny and the whole team worked with us step by step to make sure we were informed. They were genuninely excited for us about purchasing the home. They made the entire process easy as pie.
Reply from Ginny Francum
May 24th, 2026 12:51 PM
So excited for you!!
This was our third home purchase, and our experience with Ginny and her team was (by far) the smoothest so far. We were so impressed with the team's responsiveness, how clear next steps were communicated, and how frequently updates were provided....
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Reply from Ginny Francum
May 24th, 2026 12:51 PM
We love hearing that! Thank you for the great review!!
Very profesional, easy to work with. Team Ginny was wonderful,
the expertice was beyond fantastic. So great!
Reply from Ginny Francum
May 24th, 2026 12:51 PM
Thanks so much!!
Ginny and her team made purchasing our new home so easy! From the very beginning, she kept us very well informed about what we needed to do and what the next steps would be. I had a ton of questions throughout the whole process and she was...
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Reply from Ginny Francum
May 24th, 2026 12:50 PM
Thank you for your kind words, Melanie. ❤️
Ginny and her team were extremely helpful during our home buying process. Anything I didn't understand was explained to me in detail.
Highly recommended!
Reply from Ginny Francum
April 8th, 2026 01:50 PM
Jacob - I'm so glad the experience was helpful. We loved working with you!!
Ginny provided a wonderful service and was patient and understanding during the time it took to gather the information together.
Reply from Ginny Francum
April 8th, 2026 01:49 PM
Gordon - thanks so much for the great review. Truly appreciated!!
Ginny's availability, her personal touch, her knowledge and responsiveness.
Reply from Ginny Francum
April 8th, 2026 01:49 PM
Jason - we miss you! I hope you are enjoying your home!
Very helpful engagement by staff, especially Ashley Grubbs!
Reply from Ginny Francum
April 8th, 2026 01:49 PM
Thanks so much Douglas! Ashley is an amazing and valuable member of our team!!
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Licenses
- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.