

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Ginny has been so helpful from day one when we met her. She is extremely knowledgeable in her business and she tried every possible way to help us secure our loan without any flaws. She made it possible for smooth process and kept us in the...
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Ginny and her team are the type of professionals you want to work with. They get an A+ in communication...especially correspondence. They quickly responded to my every question with clear and concise answers. Ginny and her team were very friendly...
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I would highly recommend Ginny w/ Atlantic Bay Mortgage Group to everyone. Her and her team were a breeze to work with and made the home buying process enjoyable, as it should be. From start to finish, Ginny & Co. were knowledgeable, professional,...
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Ginny was amazing. The VA Refi process was quick and easy. We saved approximately $500 per month on our mortgage payments. We are very appreciative. Thank you
We had a great experience with Ginny, she and her team were very helpful and responsive. She was very aggressive in getting us the best interest rate she could. Highly recommended!!
This home purchase was the third time we have worked with Atlantic Bay. When we planned on buying, we already knew this was the lender we were going to use. Turns out that our realtor recommended the same firm and introduced us to Ginny. She...
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Ginny was the best loan officer we have ever dealt with. This is our fourth home purchase and no prior loan officer has been as knowledgable, professional and caring as she was. From start to finish she kept us informed, therefore we didn't...
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Very professional, efficient, and effective home lender Team lead by Ginny. All communications were timely and very well explained as to their purpose. Highly recommend Ginny and her Team for you home mortgage needs!
I cannot recommend Ginny enough. I was going through this process on my one for the first time and she was awesome! Not only did she explain everything in detail and answer every mundane question I had, she became a cheerleader for me. She...
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Nothing stops Ginny. She was on time with everything and didn't let anyone jerk her around. She got me everything I needed when I needed it. Two thumbs up.
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 447959
- Licensed in NC & VA
Awards
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.