

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Ginny knows her stuff and is a pleasure to be around. Always happy and positive minded. She is a straight shooter, No junk fees and her quotes are always spot on. I never get to a closing end up having to pay more or have a higher rate. It...
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Working with Ginny was such a fantastic experience. She went the extra mile to help my son purchase his first home. She helped us understand every step that was taken from the start of this journey to the very end. No matter when we called...
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Ginny and her team was very professional they worked with the sense of urgency they understood my situation with my previous lender and they really help me out. I am so grateful for them words cannot even express how I actually feel about them...
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Ginny really went out of her way to make the loan process flow smoothly. She was very knowledgeable and professional. It truly was a joy to work with her and I'd recommend her highly.
Ginny was amazing to work with. Communication was always easy and she was a text, phone call or e-mail away which gave us piece of mind. Also anything we needed to clarify she was so kind to explain. I would recommend her to anyone!
Ginny was very personable and responsive! She was able to help us lock in a great interest rate. We are first time home buyers and probably showed that in some of the questions we asked, but Ginny was patient and willing to explain as thoroughly...
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I loved working with Ginny and her team! They always answered my questions quickly! The whole process with them was very smooth! I would used them again
I was pointed to Ginny for my mortgage needs. She and her staff ensure I got the best deal possible while helping walk me through the process of buying a home. Highly recommend.
I was so nervous to buy my first home and was forwarded to Ginny through my realtor. The whole process was so easy and when she called for information, every time she was so kind and considerate of the fact that, frankly, I had no idea what...
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Ginny was extremely helpful through the whole thing. From the beginning we had no idea how to price out buying a house but we had an idea of what price we wanted monthly. We told Ginny our price range per month and she did all the heavy lifting....
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Addresses and Serving Areas
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Pacific Standard Time (PST)
Licenses
- NMLS# 447959
- Licensed in NC & VA
Awards
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.