

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Easy to talk to and very understanding. The experience was positive and pleasing. Helpful every step of the way. Stayed on top of me to have my documents in place.
Ginny and her staff did an awesome job financing my investment property. The process was smooth, efficient, and very professional. I never met any of them face to face, we were able to handIe the whole process online. I look forward to working...
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Ginny and her team are rockstars! Made the home buying process very easy. Readily available to answer any questions I had. Thanks Ginny for the great buying experience.
Ginny is a GREAT person to work with. She was very helpful in explaining me every process of my loan application. Never thought i would own a house at my age! Thanks to Ginny and the staff from Atlantic Bay! they are easy to work with & they...
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Ginny was courteous, cheerful, professional, patient, and very helpful as she walked me through the process of obtaining a mortgage. She returned my calls promptly and I never felt rushed while dealing with her. She patiently explained every...
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I will have to say that my experience was one and a million, first of all everyone that was envolved and played a part in my home buying, did a great job everything was done in a timely manner and the process was shorter than i'd emagine, on...
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My experience with Ginny Phillips was succinct. Clear communication and willing to explain things that I needed to understand better. I highly recommend Ginny Phillips.
This lady went above and beyond to explain things to me when I did not understand and made the process so easy for me. I truly appreciate her efforts and the compassion she shows with clients.The whole process was fast, only lasting a few weeks,...
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We bought our dream home and we couldn’t have done it without her! So many obstacles we had to overcome, but Ginny made it doable. I recommend her to anyone and everyone !
Ginny and her team were on top on my loan every step of the way. If I had any questions, I received a prompt response. I really appreciated this as I moved from out of state. I would definitely recommend to anyone living in the 757 area.
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Addresses and Serving Areas
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Licenses
- NMLS# 447959
- Licensed in NC & VA
Awards
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.