

Gina Montes
Senior Loan Officer | NMLS# 387217
Lending Spot - Sarasota, FL

Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing t... Show More
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Gina and Karitza made my first time buying experience excellent! They were always available to answer any questions I had. Every time I sent an email I had a response within minutes. Every phone call was answered or returned within minutes....
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Gina is a great person , she have the answer for your question in loans . Find the right loan for you
She finish my home loan easy and fast
Thank you Gina
Gina,communicate very effective, she was on top of everything. She also help me to feel comfortable since the first day when we started the process. I am very happy and excited I know this it was a long process, however her team make it feel...
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Gina is amazing! Her knowledge and patience made my refi a truly pleasant experience.
She did a really great job.Very quick and accurate loan procces.Good communicationl.They are really great team work.I recommended for sure
We needed to get qualified in a very very short time frame in order to close. Gina and PRMG worked diligently and turned our loan approval around in less than 3 weeks. They were amazing.
Gina and Her team are amazing at what they do. They made the whole process so much easier and worked so hard to get us our forever home! We are so much more than grateful for the hard work of these two ladies and our realtor. Couldn't have...
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Gina is a great person , she have the answer for your question in loans . Find the right loan for you
She finish my home loan easy and fast
Thank you Gina
Gina was responsive, helpful, organized, and kind. Everything you could ask for in a lender! We were recommended to her by a realtor and we were so happy to start working with her after we had been treated poorly by our past lender. She was...
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Gina helped us to get our loan quickly. She guided us through the entire process providing us with accurate information and customized recommendations to our particular situation.
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About
Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing the path. Gina communicates with clarity, and her genuine care means she understands this is both a financial decision & a personal journey. That is why clients don't just close loans with her, they return & tell their family & friends. Working with her gives you a partnership that's deeply invested in your outcome whether you're pulling out 50k in equity or purchasing your multi-million dollar home. The difference is her personal commitment to walk alongside you, ensuring your success feels like her own.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Reverse Mortgage
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Home Equity Loan
Bank Statement Loans
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- Lending Spot - Senior Mortgage Loan OriginatorMar 3rd, 2025 - Current
- Paramount Residential Mortgage Group Inc. - Senior Mortgage Loan OriginatorJan 4th, 2016 - Feb 28th, 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 387217
Hobbies
- Dancing
- Community Service
- Personal Development
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Disclaimer
Lending Spot LLC ("Lending Spot") is a mortgage lender. NMLS ID #2463121 (www.nmlsconsumeraccess.org). 9655 South Dixie Highway, Suite 200, Pinecrest, FL 33156. 786-256-0193. Alabama Consumer Credit License. Licensed by the Department of Financial Protection and Innovation under the California Financing Law. Colorado Mortgage Company Registration. Florida Mortgage Lender License. Georgia Mortgage Lender License. Illinois Residential Mortgage Licensee. North Carolina Mortgage Lender License. South Carolina-DCA Mortgage Broker License. Tennessee Mortgage License. Texas-SML Mortgage Company License. Equal Housing Opportunity.