Gina Montes
Senior Loan Officer | NMLS# 387217
Lending Spot - Sarasota, FL
Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing t... Show More
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Gina Montes and her team are by far the best in the business. From beginning to end, Gina was there to help make the process as easy and stress free as possible. She is a definite hard worker that sets a goal on closing and communicates with...
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Gina provided 5 stars service for us and we could not be happier!! Gina was very helpful and was always there for us! She was the best at follow through, always keeping us in the "loop" and up to date with the loan process. She has incredible...
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Gina provided top notch service while we were purchasing our home. She went above and beyond to ensure we were well informed and took the stress out of the mortgage process. I would recommend her above anyone else in the state of Florida.
From beginning to end Gina was absolutely amazing. She clearly knows ALL aspects of the buying a home, and takes the time to walk you through each step from an honest pre-approval, what to look for in the buying process and through every step...
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It was such a pleasure working with Gina. She definitely made our home buying experience stress free. Gina explained the process and even when we had additional questions, she was more than willing to take time after hours and speak with us...
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I contacted Gina Montes at 1st Nationwide following a referral and after receiving a mortgage approval from usual mortgage broker...and what a difference it made! Much better rate, savings toward closing and great communication all along the...
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Gina was very professional, communicate at all levels and her faith and friendliness was excellent. She was providing information at every step. For example we were supposed to close on July 4th but due to holiday she make happen the close...
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Absolutely amazing experience with 1st Nationwide Lending!!!! Fantastic rate and very quick closing! Our lender was extremely helpful throughout the entire process and kept our minds at ease. Highly reputable and would use again in a heartbeat!...
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Gina was such a pleasure to work with. Always available by phone or email to answer a lot of questions at times. We did a co-signer loan from a long distance and Gina was able to get everything processed beautifully. She always had a positive,...
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They were very knowledgeable about all aspects and kept calm if anything arose. Gina was very quick and thorough. We would use them again in a heartbeat!
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About
Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing the path. Gina communicates with clarity, and her genuine care means she understands this is both a financial decision & a personal journey. That is why clients don't just close loans with her, they return & tell their family & friends. Working with her gives you a partnership that's deeply invested in your outcome whether you're pulling out 50k in equity or purchasing your multi-million dollar home. The difference is her personal commitment to walk alongside you, ensuring your success feels like her own.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Reverse Mortgage
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Home Equity Loan
Bank Statement Loans
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- Lending Spot - Senior Mortgage Loan OriginatorMar 3rd, 2025 - Current
- Paramount Residential Mortgage Group Inc. - Senior Mortgage Loan OriginatorJan 4th, 2016 - Feb 28th, 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 387217
Hobbies
- Dancing
- Community Service
- Personal Development
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Disclaimer
Lending Spot LLC ("Lending Spot") is a mortgage lender. NMLS ID #2463121 (www.nmlsconsumeraccess.org). 9655 South Dixie Highway, Suite 200, Pinecrest, FL 33156. 786-256-0193. Alabama Consumer Credit License. Licensed by the Department of Financial Protection and Innovation under the California Financing Law. Colorado Mortgage Company Registration. Florida Mortgage Lender License. Georgia Mortgage Lender License. Illinois Residential Mortgage Licensee. North Carolina Mortgage Lender License. South Carolina-DCA Mortgage Broker License. Tennessee Mortgage License. Texas-SML Mortgage Company License. Equal Housing Opportunity.