Gina Montes
Senior Loan Officer | NMLS# 387217
Lending Spot - Sarasota, FL
Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing t... Show More
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I want to express my deepest gratitude to my lender, who worked tirelessly to make an almost impossible deal happen. Her dedication and exceptional effort throughout the process were truly amazing, and I can’t thank her enough. Well done Gina...
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I was unhappy with the first mortgage company I started working with and was referred to Gina from a friend. Wow! What a difference. Gina picked up where I was in my transaction and did an incredible job. I recommend Gina to anyone looking...
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Gina Montes is incredible!!! Gina was with us every step of the way through our home loan process. She was a constant reassurance that everything was smoothly moving forward. We are grateful to have been given the chance to work with Gina and...
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Reply from Gina Montes
May 1st, 2026 07:32 PM
Thank you so much for your kind words! I am grateful to have worked with you and your husband and thank you for your trust. We did it in less than 10 days and you got to close before your actual closing date & I'm so happy this was a happy...
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Gina worked this transaction with grace, patience and her expertise got our buyer to the closing table. She is amazing to work with, communication skills are excellent and I hope I get the opportunity to work with Gina in the near future.
Reply from Gina Montes
May 1st, 2026 07:33 PM
Eboni!!!!! I am sooo grateful to have worked together on this file. You were not only an amazing Realtor to your clients but a wonderful support to me as the lender!! Thank you for your kind words & I feel the same way about you.
Gina is amazing! Communication from start to finish was great and always made us feel comfortabl.
Reply from Gina Montes
December 9th, 2024 10:06 AM
Thank you so much, Aaron! It was a pleasure working with you and I'm glad to hear that you felt comfortable throughout the process. At PRMG, we aim to provide the best possible service and your feedback is greatly appreciated. I'm here if you...
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Very creative and determined to get the best loan for me.
Reply from Gina Montes
November 23rd, 2024 07:53 PM
Thank you, Xavier, for your highly positive review. I'm thrilled to hear that you found the loan process to be effective and creatively tailored to your needs. Your satisfaction is my top priority at PRMG, and it's wonderful to know I was able...
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Everything was great, went better then expected.
Reply from Gina Montes
November 7th, 2024 12:59 PM
I'm thrilled to hear that you had a positive experience, William! Your satisfaction is my top priority and it's fantastic to know that everything went better than expected. Thank you for taking the time to rate your experience with PRMG and...
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Gina was on top of things from start to finish. We appreciated the communication throughout the process. Overall, excellent to work with!
Very communicative and detailed
Reply from Gina Montes
June 20th, 2024 11:46 AM
I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
We're so glad we decided to work with Gina for the closing of our first home! Everything went seamlessly thanks to her dedication, attention to detail, and work ethic. Gina was always just one call away and took the time to explain every step...
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Reply from Gina Montes
June 17th, 2024 12:08 PM
Hi Andrea! I'm thrilled to hear that you had such a positive experience with your first home closing. I always strive to make the process as smooth and comprehensible as possible for my clients. Your recommendation means the world to me. Thank...
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About
Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing the path. Gina communicates with clarity, and her genuine care means she understands this is both a financial decision & a personal journey. That is why clients don't just close loans with her, they return & tell their family & friends. Working with her gives you a partnership that's deeply invested in your outcome whether you're pulling out 50k in equity or purchasing your multi-million dollar home. The difference is her personal commitment to walk alongside you, ensuring your success feels like her own.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Reverse Mortgage
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Home Equity Loan
Bank Statement Loans
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- Lending Spot - Senior Mortgage Loan OriginatorMar 3rd, 2025 - Current
- Paramount Residential Mortgage Group Inc. - Senior Mortgage Loan OriginatorJan 4th, 2016 - Feb 28th, 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 387217
Hobbies
- Dancing
- Community Service
- Personal Development
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Disclaimer
Lending Spot LLC ("Lending Spot") is a mortgage lender. NMLS ID #2463121 (www.nmlsconsumeraccess.org). 9655 South Dixie Highway, Suite 200, Pinecrest, FL 33156. 786-256-0193. Alabama Consumer Credit License. Licensed by the Department of Financial Protection and Innovation under the California Financing Law. Colorado Mortgage Company Registration. Florida Mortgage Lender License. Georgia Mortgage Lender License. Illinois Residential Mortgage Licensee. North Carolina Mortgage Lender License. South Carolina-DCA Mortgage Broker License. Tennessee Mortgage License. Texas-SML Mortgage Company License. Equal Housing Opportunity.