

Gina Montes
Senior Loan Officer | NMLS# 387217
Lending Spot - Sarasota, FL

Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing t... Show More
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I came to Gina after several attempts to find a solution to my financial crisis. She had my best interest at heart. Gina gave me several options for my mortgage refinance and walked me through every step of the way. I worked closely with her...
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My husband and I have been self-employed for many years and there was a lot of extra work involved to show proof of income for us. Gina and her team at PRMG went above and beyond to help walk us through everything and give us their expert advice...
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Excellent is the best word we could use to describe our experience with Gina and her team. I wish we could give more than 5 stars! Each step in the process was simple, and enjoyable, and FAST! We were contacted with each and every update, everything...
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Gina and her stuff had an excellent communication with me during the all process.
Always could reach her anytime.
Definitely, I would recommend her to my family and friends
The kind, timely fashion. Process was quick and easy. Gina and her crew were the most friendly people I've ever had to deal with this type of loan process. Wish them the best of luck and if I had any referrals that were certainly recommend...
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PRMG worked diligently to turn our loan application around in a very, very short time. They were very professional and pleasant to work with. Gina and her team are fabulous.
Gina and her team are amazing. They went above and beyond to get our loan approved. Thank you, thank you, thank you
So grateful to Gina, Karitza and our realtor Monica Velez for helping our family find our first home. The whole team went above and beyond.
Gina and her team worked tirelessly to close my loan. They were professional, friendly, and accommodating. I would highly recommend them to anyone looking to start the home loan process.
Gina and her team went above and beyond for us. They walked us through and explained everything step by step. They were so professional and helpful to get our loan approved. They even got us a HELOC loan that we needed to happen right away....
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About
Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing the path. Gina communicates with clarity, and her genuine care means she understands this is both a financial decision & a personal journey. That is why clients don't just close loans with her, they return & tell their family & friends. Working with her gives you a partnership that's deeply invested in your outcome whether you're pulling out 50k in equity or purchasing your multi-million dollar home. The difference is her personal commitment to walk alongside you, ensuring your success feels like her own.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Reverse Mortgage
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Home Equity Loan
Bank Statement Loans
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- Lending Spot - Senior Mortgage Loan OriginatorMar 3rd, 2025 - Current
- Paramount Residential Mortgage Group Inc. - Senior Mortgage Loan OriginatorJan 4th, 2016 - Feb 28th, 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 387217
Hobbies
- Dancing
- Community Service
- Personal Development
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Disclaimer
Lending Spot LLC ("Lending Spot") is a mortgage lender. NMLS ID #2463121 (www.nmlsconsumeraccess.org). 9655 South Dixie Highway, Suite 200, Pinecrest, FL 33156. 786-256-0193. Alabama Consumer Credit License. Licensed by the Department of Financial Protection and Innovation under the California Financing Law. Colorado Mortgage Company Registration. Florida Mortgage Lender License. Georgia Mortgage Lender License. Illinois Residential Mortgage Licensee. North Carolina Mortgage Lender License. South Carolina-DCA Mortgage Broker License. Tennessee Mortgage License. Texas-SML Mortgage Company License. Equal Housing Opportunity.