

Gina Montes
Senior Loan Officer | NMLS# 387217
Lending Spot - Sarasota, FL

Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing t... Show More
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Excellent service.
:)
Since the first time we met up with Gina i could tell she was great. She explained everything very well any questions i had she and her assistant Karitza were very fast at responding and letting me know of every update even if it was after...
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Gina was excellent!!!!! she really went above and beyond for me the whole team was great and I would surely recommend PRMG matter of fact I've already recommended to others sending them your way!!!! thanks again team for all your help...Gina...
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Great staff to work with and time dedication to the client.
Gina and her team made the entire refinancing process hassle free. I received daily updates on the status of my application and was treated with professionalism. I am grateful to the wonderful service I received. It gave peace of mind knowing...
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She did all the efforts needed to complete the complex process. Always available, she walked us perfectly well and kept contact and updates on the mortgage process,
Gina and Karitza were very knowledgeable and organized when it came to look the moving pieces needed to close our loan. It was a difficult situation at best since we were both self employed for so long but they were encouraging and persistent...
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Gina and her entire team were outstanding!! The process was easy, enjoyable, and FAST! Every step was communicated to us thoroughly, accurately, and easily enough to understand. We will be recommending Gina and her team to everyone.
Where do I begin? Gina and her team practically held my hand through the entire process. They were always, and I mean always, available whenever I had any questions or concerns. There were no surprises and I knew exactly what to expect thanks...
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About
Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing the path. Gina communicates with clarity, and her genuine care means she understands this is both a financial decision & a personal journey. That is why clients don't just close loans with her, they return & tell their family & friends. Working with her gives you a partnership that's deeply invested in your outcome whether you're pulling out 50k in equity or purchasing your multi-million dollar home. The difference is her personal commitment to walk alongside you, ensuring your success feels like her own.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Reverse Mortgage
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Home Equity Loan
Bank Statement Loans
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- Lending Spot - Senior Mortgage Loan OriginatorMar 3rd, 2025 - Current
- Paramount Residential Mortgage Group Inc. - Senior Mortgage Loan OriginatorJan 4th, 2016 - Feb 28th, 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 387217
Hobbies
- Dancing
- Community Service
- Personal Development
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Disclaimer
Lending Spot LLC ("Lending Spot") is a mortgage lender. NMLS ID #2463121 (www.nmlsconsumeraccess.org). 9655 South Dixie Highway, Suite 200, Pinecrest, FL 33156. 786-256-0193. Alabama Consumer Credit License. Licensed by the Department of Financial Protection and Innovation under the California Financing Law. Colorado Mortgage Company Registration. Florida Mortgage Lender License. Georgia Mortgage Lender License. Illinois Residential Mortgage Licensee. North Carolina Mortgage Lender License. South Carolina-DCA Mortgage Broker License. Tennessee Mortgage License. Texas-SML Mortgage Company License. Equal Housing Opportunity.