

Gina Montes
Senior Loan Officer | NMLS# 387217
Lending Spot - Sarasota, FL

Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing t... Show More
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Gina is such an amazing person. Always on point with everything. She makes the process much easier and always willing to help. Very patient with us and very informative!
Gina was amazing throughout the process of buying my first house and she was very reassuring. Would without a doubt recommend her!
Gina and her team showed professionalism, compassion, knowledge, understanding,Patience and humor thru-out the entire process. Any and all questions were answeredin a timely manner. The videos were both helpful and fun! I would highly recommend...
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Gina and her team are the best. Our closing was done in a very timely manner with the preparation they put into our closing. Very pleased.
Gina was extremely helpful and very knowledgable. I felt comfortable with her expertise. She kept me informed at all times on the statis of my loan. The BEST! Thank you Gina, Karitza and team for outstanding service!!
Gina was great in helping me buy my first home. This is a stressful process and she was very reassuring. I would recommend her to anyone I know that is buying a house.
Gina answered any questions we had. And made the process easier as first time home buyers!
She answered every question I had , and walked me me through every step off this process, she was very efficient doing her job and I will recommend to all friends.
Gina did an exellent Job explaining and walking with me through the mortgage process, she was quick and fast working with me and answering any questions I had.This is my second time using Gina and I'm always pleased when I work with her.When...
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The employees made it great.
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About
Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing the path. Gina communicates with clarity, and her genuine care means she understands this is both a financial decision & a personal journey. That is why clients don't just close loans with her, they return & tell their family & friends. Working with her gives you a partnership that's deeply invested in your outcome whether you're pulling out 50k in equity or purchasing your multi-million dollar home. The difference is her personal commitment to walk alongside you, ensuring your success feels like her own.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Reverse Mortgage
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Home Equity Loan
Bank Statement Loans
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- Lending Spot - Senior Mortgage Loan OriginatorMar 3rd, 2025 - Current
- Paramount Residential Mortgage Group Inc. - Senior Mortgage Loan OriginatorJan 4th, 2016 - Feb 28th, 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 387217
Hobbies
- Dancing
- Community Service
- Personal Development
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Disclaimer
Lending Spot LLC ("Lending Spot") is a mortgage lender. NMLS ID #2463121 (www.nmlsconsumeraccess.org). 9655 South Dixie Highway, Suite 200, Pinecrest, FL 33156. 786-256-0193. Alabama Consumer Credit License. Licensed by the Department of Financial Protection and Innovation under the California Financing Law. Colorado Mortgage Company Registration. Florida Mortgage Lender License. Georgia Mortgage Lender License. Illinois Residential Mortgage Licensee. North Carolina Mortgage Lender License. South Carolina-DCA Mortgage Broker License. Tennessee Mortgage License. Texas-SML Mortgage Company License. Equal Housing Opportunity.