

Gina Montes
Senior Loan Officer | NMLS# 387217
Lending Spot - Sarasota, FL

Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing t... Show More
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Gina and her colleagues were patient with me and tenacious in their work ethic ethic. I know that many evening and weekends weere used helping me get this mortgage. Their responses were not only prompt, they were lightning fast. Courteous,...
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Gina did a great job helping me complete my loan process and keep me positive throughout.
She did a very nice job and was always very friendly!! She did everything possible to help my loan close. She would always take time out of her day to return my calls or emails to answer any questions I had!
Got it done quick
Gina and her team were always quick with responses to our questions and made the process of home buying so much easier for us!!
Gina was patient, explained the process, and answered any questions I had. She always said she was reachable at any time if I had any questions. It was nice to know I had access to her if need be.
Encouraging while searching for homes. Very supportive/informative through the whole home buying process. Made, what was a very new experience for us, painless. Couldn't imagine using anyone else. Karitza was amazing too!
Prompt and courteous service navigating us through the confusing process of applying and successfully obtainng our loan.
Gina and her associates guided me through every step of what would normally be a very difficult process in obtaining a home loan. They were very quick to respond to every question I had and kept me posted as to the progress.
She did a great job finding the perfect house for my family .
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About
Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing the path. Gina communicates with clarity, and her genuine care means she understands this is both a financial decision & a personal journey. That is why clients don't just close loans with her, they return & tell their family & friends. Working with her gives you a partnership that's deeply invested in your outcome whether you're pulling out 50k in equity or purchasing your multi-million dollar home. The difference is her personal commitment to walk alongside you, ensuring your success feels like her own.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Reverse Mortgage
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Home Equity Loan
Bank Statement Loans
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- Lending Spot - Senior Mortgage Loan OriginatorMar 3rd, 2025 - Current
- Paramount Residential Mortgage Group Inc. - Senior Mortgage Loan OriginatorJan 4th, 2016 - Feb 28th, 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 387217
Hobbies
- Dancing
- Community Service
- Personal Development
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Disclaimer
Lending Spot LLC ("Lending Spot") is a mortgage lender. NMLS ID #2463121 (www.nmlsconsumeraccess.org). 9655 South Dixie Highway, Suite 200, Pinecrest, FL 33156. 786-256-0193. Alabama Consumer Credit License. Licensed by the Department of Financial Protection and Innovation under the California Financing Law. Colorado Mortgage Company Registration. Florida Mortgage Lender License. Georgia Mortgage Lender License. Illinois Residential Mortgage Licensee. North Carolina Mortgage Lender License. South Carolina-DCA Mortgage Broker License. Tennessee Mortgage License. Texas-SML Mortgage Company License. Equal Housing Opportunity.