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Gian Ceretto at Prosperity Home Mortgage - Sa...
Mortgage Consultant | NMLS # 693569
University of Hawaii at Manoa
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mort... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Gian was available anytime and explained everything in full detail. I love how he is here to build a relationship for the long term not jusy just to get you in your home. This is how business should be conducted all the time. Thank you and...
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Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Sharlene - Thank you so much for your 5-Star review! It was an absolute pleasure helping your family into your new home! This transaction is just the beginning of our relationship, as I’m here to support your family not just for this transaction...
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Gian put things in laymans terms for me to understand the complexities of mortgage lending. He was patient, supportive and offered many different scenarios to not only obtaining a loan but managing affordable paments in a way that worked best...
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Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Susan - I truly appreciate your thoughtful review! Guiding you through the mortgage process and finding the right loan solution tailored to your needs was a privilege. I know how important it is to feel confident in such a big decision, and...
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Gian Ceretto at Prosperity Home Mortgage - San Diego has received a review with 5 star rating from Karim K
Reply from Owner
January 14th, 2025 01:12 AM
Karim - We're thrilled your family had a great experience with our team at Prosperity Home Mortgage. Your 5-star review is greatly appreciated. Thank you so much for the opportunity to help with your home purchase.
very thorough and organized process. no surprises which was great
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Thank you so much for the 5-star review and trusting us with your mortgage. Our proactive approach is designed to not only keep you educated and informed throughout the entire loan process, but to also manage your mortgage beyond closing to...
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Comminication is great
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Thank you so much for the 5-star review, Michael. Communication is paramount to delivering a great customer experience and an integral part of our loan process. I am thrilled that you and your client had a great experience working with my team...
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Gian and his team provided great service and follow-up during the entire process. I can honestly and unequivocally say it was the best loan experience we have dealt with in several mortgages we have taken out. Exceeded our expectations in every...
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Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Thank you so much for the amazing 5-Star review, Doug! We are grateful to be part of your relocation and so thrilled to earn the title of "best loan experience" given your experience with real estate and mortgages. I will continue to monitor...
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Gian was on top of the loan from the get-go and he was able to close a week early and before Thanksgiving, which made the sellers very happy!
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Thank you so much for the raving 5-star review, Camille! We understood the importance of getting the transaction closed quickly for both the buyers and sellers during the Holidays. Thank you for trusting my team, we love to hear about happy...
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Gian was an excellent mortgage consultant to work with. As first time home buyers, he was very communicative, thorough, and informative about the process and the challenges that may arise. He explained everything clearly and listened to our...
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Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Steven, thank you so much for the kind words with your 5-Star review. I am thrilled that you had a great customer experience, and most importantly, that you felt heard. Our loan process is centered around understanding your goals and concerns...
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When we had talked about the refinance process we discussed that once rates had hit below a certain percentage to go ahead and start the process. That did not happen. We had to reach out and inquire about rates since we had heard that other...
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Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Colleen, thank you so much for your feedback. I truly value your customer experience and apologize for not meeting your expectations this go around. While I felt we were in good communication during the process and the weeks leading up to your...
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Close attention to detail and lots of communication. Every interaction was positive and we knew you took care to know what was best for our family! Thank you, Gian and team! This was a wonderful, SEAMLESS experience for us!
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Jennafer - Thank you so much for your kind words and 5-Star Review! It's incredibly rewarding to hear your family had a positive and seamless mortgage experience with our team. Details and communication are critical to the mortgage and homebuying...
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About
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Unique mortgage solutions to purchase or refinance a home.
Homeownership education and counseling.
Strategic partnerships and business planning.
Transparent and easy-to-understand process.
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Education
- University of Hawaii at ManoaEconomicsBA EconomicsAug 1999 -May 2002
- University of Hawaii at ManoaMarketing and FinanceBachelor of Business Administration (BBA)Aug 1999 -May 2002
Positions
- Prosperity Home Mortgage, LLC - Mortgage ConsultantOct 18th, 2019 - Current
Memberships
- MBS Highway
- The Loan Atlas
Addresses and Serving Areas
Primary Serving Area
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 693569
- CA DRE 01792215
Hobbies
- Surfing
- Hiking
- Spending time with my family
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
