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Gian Ceretto at Prosperity Home Mortgage - Sa...
Mortgage Consultant | NMLS # 693569
University of Hawaii at Manoa
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mort... Show More
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Business Hours
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
I love working with Gian C. He and his team are incredible !
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Tom - Thank you so much for the 5-star review! Always a pleasure partnering with you to help another family relocate to the San Diego area. Your local expertise and dedication secured them an amazing deal on their new home. I’m grateful for...
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Gian and his team are excellent! Great at communicating and quick response time!
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Brenda - I'm thrilled to hear you had another great experience working with our team! Communication and efficiency are two values we highly regard in our practice, and I'm delighted that these aspects stood out in our interactions. Thank you...
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Gian and Veronica were both fantastic to work with!!!
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Thank you for the wonderful feedback, Paul! As you know, Veronica and I always strive to provide the highest level of customer service, and we're thrilled to have exceeded your expectations once again. We truly appreciate your 5-star review,...
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Gian Ceretto at Prosperity Home Mortgage - San Diego has received a review with 5 star rating from Julia G
Reply from Owner
May 12th, 2025 10:21 PM
Julia - thank you so much for the 5-Star Review. I'm thrilled to know that you had a positive experience and that I was able to meet the high expectations set by Vishal. Your customer experience is important to me, and I truly appreciate the...
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Gian is a clear and consistent communicator who stays in touch and explains steps patiently. Also, he's not afraid to offer (excellent) advice and strategy, which demonstrates he's genuinely looking out for his clients. It was a pleasure working...
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Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Hi Julia, thank you so much for your kind words and for taking the time to leave such an amazing review! Not only am I grateful to hear that you found value in my advice, but more importantly that we were able to execute and deliver on our...
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Gian is always easy to work with, he listens, answer questions and calmly explains the process to buyers and agents. He always meets the contract deadlines and you can trust that what he says he can do, he will do. We highly recommend Gian...
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Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Thank you Simona for your kind words and 5-Star review! It's always a pleasure working with you, and knowing that you trust me and my team at Prosperity Home Mortgage means a so much. I'm thrilled to hear about your positive experience and...
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Gian Ceretto at Prosperity Home Mortgage - San Diego has received a review with 5 star rating from Casey S
Reply from Owner
May 12th, 2025 10:21 PM
I'm thrilled to know you had a positive experience, Casey. It was a pleasure assisting your family with your mortgage needs. Thank you for your kind words and trust in our services.
Gian was proactive about completing our approvals and helping us secure the house. He drove the process from start to finish and was able to shift his products to support our preferences quickly.
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Casey - I'm so glad to hear that you appreciated my proactive approach and flexibility in securing your home loan. It was my pleasure to assist your family throughout the process, and I'm pleased that I was able to help you secure the house...
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My second transaction with Prosperity Home Mortgage and Gian. He is transparent, patient, and proactive - he makes the financing process as easy as it can be for me, a very busy working mom!
Reply from Owner
May 12th, 2025 10:24 PM
Annie - I'm thrilled to hear that your experience with Prosperity Home Mortgage and me has been so positive, TWICE. It's important to me to ensure the financing process is straightforward and stress-free, especially for busy, working mothers,...
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Gian was proactive, patient, and transparent. Made the process as easy and stress-free as it could be! And this is my second time with him and Prosperity Home Mortgage!
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Annie - I'm incredibly grateful for your kind words. It's always rewarding to know that my efforts to provide a smooth and transparent process are appreciated. As always, it was a pleasure assisting you with your mortgage needs for the second...
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About
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Unique mortgage solutions to purchase or refinance a home.
Homeownership education and counseling.
Strategic partnerships and business planning.
Transparent and easy-to-understand process.
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Education
- University of Hawaii at ManoaEconomicsBA EconomicsAug 1999 -May 2002
- University of Hawaii at ManoaMarketing and FinanceBachelor of Business Administration (BBA)Aug 1999 -May 2002
Positions
- Prosperity Home Mortgage, LLC - Mortgage ConsultantOct 18th, 2019 - Current
Memberships
- MBS Highway
- The Loan Atlas
Addresses and Serving Areas
Primary Serving Area
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 693569
- CA DRE 01792215
Hobbies
- Surfing
- Hiking
- Spending time with my family
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
