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Gian Ceretto at Prosperity Home Mortgage - Sa...
Mortgage Consultant | NMLS # 693569


University of Hawaii at Manoa
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mort... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
All went as expected.
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Dan, thank you so much for your 5-Star review. I'm glad to hear that everything proceeded as expected with your purchase. It was a pleasure assisting with your vacation home purchase and look forward to monitoring your home loan for opportunities...
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Gian was absolutely fantastic to work with! From start to finish, he was incredibly communicative, ensuring we were informed and confident at every step of the mortgage process. His extensive knowledge was evident, but what truly set him apart...
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Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Phuong - Wow, thank you for such an amazing 5-Star review! It was an absolute pleasure working with you and guiding your family through the homebuying process. We understand how important it is to feel well-informed and confident when making...
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Great Job! Will work with again. Very happy wih perfomance and professionalism.
Reply from Owner
May 12th, 2025 10:17 PM
Robert, thank you so much for the 5-Star Review. It was a pleasure working together with you, and I'm thrilled to hear that you were pleased with my team's performance and professionalism. I look forward to working together with you again in...
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Gian was patience, cooperative, friendlly, and communicative. Was very happy with the follow ups, updates, and timely responses! Yes.. Happy!
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Thank you so much, Robert! I truly appreciate your kind words and 5-Star Review. It was a pleasure working with you, and I am grateful that we could get your client's home sold to some very excited to first time homebuyers.
Thorough explanations at the beginning and prompt attention throughout process
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Hi Amy, Thank you so much for your 5-star review! It was an absolute pleasure helping your family secure your first vacation home. I’m thrilled that you felt well-informed from the start and supported throughout the homebuying process. Owning...
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I had a fantastic experience working with Gian. He guided me through the entire process with great professionalism and made everything incredibly easy. He was always responsive whenever I had questions or concerns, providing clear explanations...
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Reply from Owner
March 5th, 2025 10:38 PM
Marian - Thank you so much for your 5-Star review! It was a pleasure guiding you through the mortgage process and into your first home. Understanding your options allows you to make an an informed decision about homeownership, and paramount...
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l had a great experience working with Gian from Prosperity Home Mortgage. The service was excellent. everything was clearly explained to me from the beginning, and all my questions and concerns were addressed. I felt fully supported throughout...
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Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Marian - Thank you so much for your 5-Star review! It was a pleasure working with you to purchase your first home. Understanding your options is critical to making an informed decision and delivering a great customer experience. I’m thrilled...
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excellent client service
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Sheila - Thank you so much for your kind words and 5-Star review! It was a pleasure assisting your family with your vacation home purchase. Providing excellent client service is always my top priority, and I’m so glad to hear you had a great...
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Gian got on this application in such a quick timley matter. His professionalism and easy to work with, is great for us agents and our clients.
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Don - Thank you so much for your 5-Star review! I truly appreciate the opportunity to work alongside you to help make the homebuying process smooth for your clients. Your trust means a lot, and I’m grateful for our partnership. Prompt and thorough...
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Worked with Gian the last few years working towards buying a home. Was responsive whenever something came up. We found ourselves putting in offers on a weekend or the evening on a weekday and Gian made the time to be available and help support...
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Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Joel - Thank you so much for your kind words and 5-Star review! It was truly an honor to be part of your homebuying journey over the past few years. Finding the perfect home takes time, and I’m so glad I could support you every step of the...
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About
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Unique mortgage solutions to purchase or refinance a home.
Homeownership education and counseling.
Strategic partnerships and business planning.
Transparent and easy-to-understand process.
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Education
- University of Hawaii at ManoaEconomicsBA EconomicsAug 1999 -May 2002

- University of Hawaii at ManoaMarketing and FinanceBachelor of Business Administration (BBA)Aug 1999 -May 2002

Positions
- Prosperity Home Mortgage, LLC - Mortgage ConsultantOct 18th, 2019 - Current
Memberships
- MBS Highway
- The Loan Atlas
Addresses and Serving Areas
Primary Serving Area
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 693569
- CA DRE 01792215
Hobbies
- Surfing
- Hiking
- Spending time with my family
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.