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Gian Ceretto at Prosperity Home Mortgage - San Diego - Mortgage Consultant | NMLS # 693569 in San Diego, CA
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Gian Ceretto at Prosperity Home Mortgage - Sa...

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Mortgage Consultant | NMLS # 693569

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University of Hawaii at Manoa
University of Hawaii at Manoa
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mort... Show More
Mortgage
Mortgage Loan Officer
Company Logo
University of Hawaii at Manoa
University of Hawaii at Manoa
Contact Info
(619) 573-5778
San Diego, CA
https://gianceretto.phmloans.com
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Jared B
    San Diego, CA
    Posted on May 31st, 2025 07:00 PM
    Speed and comms
    Reply from Gian Ceretto at Prosperity Home Mor...
    July 30th, 2025 08:05 AM
    Jared - Thank you so much for the positive feedback! I'm so pleased to hear that you were happy with the speed and communication with my team during the home purchase process. Congratulations again, and we look forward to managing your mortgage...
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    Bob P
    Valley Center, CA
    Posted on May 20th, 2025 01:11 AM
    Gian very attentive and responsive- rare these days!!
    Reply from Gian Ceretto at Prosperity Home Mor...
    July 30th, 2025 08:05 AM
    Bob - Thank you so much for the 5-Star Review! I'm thrilled to hear that you found my attentiveness and responsiveness helpful throughout the transaction. It was a pleasure working with you, and I look forward to our next opportunity to work...
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    Bernice D
    San Carlos, CA
    Posted on May 10th, 2025 04:31 PM
    Gian kept us well informed, was always available and patient when we were unclear on things.
    Reply from Gian Ceretto at Prosperity Home Mor...
    July 30th, 2025 08:05 AM
    I'm thrilled that you felt well-informed and supported throughout the loan process. Thank you so much for the opportunity to assist with your refinance, we are grateful for your kind words and trust in Prosperity Home Mortgage.
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    Jake F
    Posted on May 3rd, 2025 08:46 PM
    Gian and his team are incredible! Made the process super easy and I was updated through every step. Gain can get you qualified to closed feeling confident and can be a very fast process. Will definitely recommend Gian to anyone!
    Reply from Owner
    May 12th, 2025 09:51 PM
    Dear Jake, thank you so much for your raving 5-Star Review! I'm so pleased that we were able to execute on your plan of selling your home and buying your next home concurrently in this tight market, and that you found the highly complex process...
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    Jake P
    Spring Valley, CA
    Posted on May 3rd, 2025 08:41 PM
    Had a wonderful experience! Gian was very kind and extremely helpful through the process . He kept us up to date on every step of the way. The documents needed was easy to upload to the portal and signing for forms for the sale. Will definitely...
    read more
    Reply from Gian Ceretto at Prosperity Home Mor...
    July 30th, 2025 08:05 AM
    Dear Jake, thank you so much for your raving 5-Star Review! I'm so pleased that we were able to execute on your plan of selling your home and buying your next home concurrently in this tight market, and that you found the highly complex process...
    read more
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    Stephanie P
    Escondido, CA
    Posted on May 1st, 2025 05:01 PM
    Gian Ceretto went above and beyond to help us purchase our home! He was always professional, honest, and quick to respond to our questions. This was our 3rd time purchasing a home and he helped make this the smoothest home buying process we...
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    Reply from Gian Ceretto at Prosperity Home Mor...
    July 30th, 2025 08:05 AM
    Wow! Thank you so much for the amazing 5-Star Review!! It was a pleasure helping your family get back into homeownership once you made the decision that San Diego is the place you would like to call home. I'm thrilled that you not only found...
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    Alec R
    San Diego, CA
    Posted on April 28th, 2025 10:40 PM
    Gian was excellent to work with — he clearly explained my investment details and was very transparent about what everything meant. He also handled last-minute changes to my loan quickly and professionally. I really appreciated his support and...
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    Reply from Gian Ceretto at Prosperity Home Mor...
    July 30th, 2025 08:05 AM
    Hi Alec, thanks so much for your 5-Star Review! It was a pleasure working together and I am grateful for the opportunity to help you become a homeowner. I'm thrilled that you found my process to be transparent and professional as your customer...
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    Elizabeth H
    Posted on April 13th, 2025 07:04 PM
    ⭐️⭐️⭐️⭐️⭐️My husband and I had the absolute pleasure of working with Gian as we purchased our first home, and we truly cannot say enough great things about him. From start to finish, Gian was patient, knowledgeable, and incredibly supportive....
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    Reply from Gian Ceretto at Prosperity Home Mor...
    July 30th, 2025 08:05 AM
    Hi Elizabeth - thanks so much for your 5 Star Review! I'm thrilled to hear about your positive experience during the purchase of your first home. It was a pleasure assisting you and Evan through every step of the homebuying and loan process....
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    Elizabeth H
    Escondido, CA
    Posted on April 13th, 2025 07:02 PM
    ⭐️⭐️⭐️⭐️⭐️My husband and I had the absolute pleasure of working with Gian as we purchased our first home, and we truly cannot say enough great things about him. From start to finish, Gian was patient, knowledgeable, and incredibly supportive....
    read more
    Reply from Gian Ceretto at Prosperity Home Mor...
    July 30th, 2025 08:05 AM
    Hi Elizabeth - thanks so much for your 5 Star Review! I'm thrilled to hear about your positive experience during the purchase of your first home. It was a pleasure assisting you and Evan through every step of the homebuying and loan process....
    read more
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    Mayra P
    San Diego, CA
    Posted on March 31st, 2025 04:31 PM
    Your team made the home buying process easy and stress free, communication was great and service was quick and efficient. Would definitely work with again.
    Reply from Gian Ceretto at Prosperity Home Mor...
    July 30th, 2025 08:05 AM
    Mayra - thank you so much for the 5-Star Review! I'm thrilled to hear that the homebuying and mortgage process was easy and stress-free for you. Ensuring great communication and efficient service is our top priority, and I'm glad we met your...
    read more
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    About
    Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Unique mortgage solutions to purchase or refinance a home.
    Homeownership education and counseling.
    Strategic partnerships and business planning.
    Transparent and easy-to-understand process.
    Residential Loans
    Jumbo Loans
    FHA Loans
    VA Loans
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    Education
    • University of Hawaii at Manoa
      Economics
      BA Economics
      Aug 1999 -May 2002
      University of Hawaii at Manoa logo
    • University of Hawaii at Manoa
      Marketing and Finance
      Bachelor of Business Administration (BBA)
      Aug 1999 -May 2002
      University of Hawaii at Manoa logo
    Positions
    • Prosperity Home Mortgage, LLC - Mortgage Consultant
      Oct 18th, 2019 - Current
    Memberships
    • MBS Highway
    • The Loan Atlas
    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS 693569
    • CA DRE 01792215
    Hobbies
    • Surfing
    • Hiking
    • Spending time with my family
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.